The parties prefer that any dispute between them be resolved in litigation subject to a jury trial waiver as set forth in the Waiver of Jury Trial section above, but the California Supreme Court has held that pre-dispute jury trial waivers not authorized by statute are unenforceable. This Reference Provision will be applicable until: (i) the California Supreme Court holds that a pre-dispute jury trial waiver provision similar to that contained in this Access Agreement is valid or enforceable; or (ii) the California Legislature enacts a statute which becomes law, authorizing pre-dispute jury trial waivers of the type set forth above and, as a result, such waivers become enforceable.
This Positive Pay Service Agreement (“Positive Pay Agreement”) governs your use of the Service in association with the Account (defined below). By using the Service, you agree to the terms and conditions of this Positive Pay Agreement and all exhibits, schedules, appendices, addenda and other attachments hereto, which are part of this Positive Pay Agreement. In the event of a conflict between the terms of this Positive Pay Agreement and the terms of the Access Agreement, this Positive Pay Agreement will control to the extent of such conflict. To the extent the Service provided hereunder is considered a “security procedure” for purposes of liability for payment orders under the Uniform Commercial Code as adopted in California, Customer’s use of the Service is deemed part of the Security Procedures set forth in its EFT Agreement with Bank.
Unless otherwise agreed, notices to us required by this Access Agreement must be in writing. Notices to you may be emailed, mailed, faxed or delivered to you at the statement or mailing address, fax number or email address shown for you on our core banking system, or posted on our website or the cash management system. Notices to us must be sent to:

Wow Brian, You have solved my problem. A few days back I was looking for ways to increase traffic on my tech blog, I found this blog post by you while I was looking out for possible tricks to increase traffic. I must say that few of the tricks mentioned above really worked for me. For example, I updated a few old posts on my blog, I did try the broken link building technique and the last I did was to repost my content on Medium.
That helped explain some of the organic traffic loss, but knowing that this client had gone through a few website redesigns, I wanted to make sure that all redirects were done properly. Regardless of whether or not your traffic has changed, if you’ve recently done a website redesign where you’re changing URLs, it’s smart to look at your top organic landing pages from before the redesign and double check to make sure they’re redirecting to the correct pages.
If we in our discretion overdraft any of your Accounts to make any transfers pursuant to this Access Agreement, we will not be obligated to do so in the future, regardless of the number of times we shall have previously allowed such overdrafts.  You are liable for the payment of any transfers made by us pursuant to this Access Agreement even though there were insufficient funds in your Accounts at the time the transfers were made.

What’s the catch? None, really. Cash back apps act as affiliates for many online merchants, which means that whenever you make a purchase through one of the apps, they get a small commission — but then, they give you a portion of that commission as “cash back”. For example, if I buy a pair of Nike shoes through the Ebates app (or website) and spend $75, Ebates may get a $10 commission but then they’ll pass $7 back to me. It’s basically a way to get sale prices on stuff that isn’t on sale!
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