This Online Cash Management Access Agreement (this “Access Agreement” or “Agreement”) sets forth the terms and conditions governing Cash Management Services as well as the other Services.  The term “Cash Management Services” means the services provided by Bank under this Access Agreement other than the other Services offered through the Schedule Agreements (defined below).  “Services” means any and all of the services provided by Bank under this Access Agreement and the Schedule Agreements.  By using Cash Management Services, you agree to the terms and conditions of this Access Agreement and by using any of the Services offered by us under an agreement attached as a Schedule to this Access Agreement, you also agree to the terms and conditions of that agreement and all exhibits, schedules, appendices, addenda and other attachments thereto.  All agreements attached as Schedules to this Access Agreement are part of this Access Agreement and this Access Agreement is a part of each of those agreements.  In the event of a conflict between the terms of this Access Agreement and the Deposit Agreement and Disclosure or any Loan Advance Agreement (each as defined below), the terms of this Access Agreement will control to the extent of such conflict.  In the event of a conflict between the terms of this Access Agreement and the terms of a Schedule Agreement, the terms of such Schedule Agreement will control to the extent of such conflict.  The terms “we,” “us,” “our,” “River City Bank” and “Bank” refer to River City Bank.  The terms “Customer”, “you” and “your” refer to the party in whose name an Account is maintained, each signer on an Account, each Authorized Agent and Services user, and all owners and beneficiaries of the Accounts.
Subject to the terms and conditions of this Remote Deposit Agreement, Bank shall provide the Service to you, which allows you to make deposits to the Accounts listed in Attachment B to the Access Agreement from your office by scanning checks on a desktop scanner. The scanner will capture an image of the front and back of the check and will read and capture the MICR line of the check. After capture of the image and data, you will transmit a file, via the Internet, to Bank or Bank’s designated processor (“Processor”) and Bank will provisionally credit (as defined in the “Provisional Credit and Availability of Funds” section below) your Account for the amount of the deposit and enter the images of the checks or the paperless debit entries into the collection process in accordance with the provisions of the Deposit Agreement and Disclosure and this Remote Deposit Agreement. You acknowledge and agree that Bank may discontinue this Service, or any related content, features, products or services, or the terms thereof, at any time without notice or liability to you or any third party.
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Using a food delivery service can’t necessarily earn you money, but it can help you save you money if you constantly find yourself throwing out half the food you buy. Food delivery services send a box of food every week with new, sometimes unique vegetables, meat, fruit, and so on. If you don’t have time to shop and want simple meal-prep that leads to a good meal, a food subscription service may be perfect for you.
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