University Bank’s online Cash Management gives corporate decision-makers an important tool to control their cash. This secure, easy-to-use service provides electronic access to account information, plus the ability to communicate with University Bank any time of the day or night and gives our business clients the edge they need to stay ahead of the competition.


Your money is either in charge of you or you’re in charge of it, there’s no middle ground. Using some type of personal finance software can help alleviate some of that money stress and better allow you to manage your money effectively. Without it, you may just be setting yourself up for constant financial worry. Life is already tough enough and there’s no need to make it more difficult by simply hoping your money issues will all work out in your favor. Hint: they won’t.

Writing quality content is not enough if you are not optimizing your blog content in several ways, which starts from writing SEO friendly post titles, writing SEO friendly meta search description tags, and using SE Optimized visual content with correctly using targetted keywords. Here are few articles on SEO. You should also read them to learn more from these most recommended articles.
Rent out a room on Airbnb. Living near a tourist area has its perks, including the prospect of renting out a room for a profit. With home sharing sites like Airbnb, you can rent out a room in your home – or even the entire place – for a day, a week, or longer. If you have extra space and might enjoy the company of travelers, renting out a room is great way to earn some extra money with little effort on your part. See our post, “How to Make Money as an AirBNB Host.”

Working as a freelancer is a great way to make money online from the comfort of your own home. The beauty of freelancing is that you can tailor it to suit your needs. You can freelance for a couple of hours a week in the evenings to help save up for a holiday or some much-needed home improvements. Or carve out a full-time job for yourself, giving you a more satisfying work-life balance and enabling you to do the simpler things in life like taking the kids to school. With so many jobs available online, freelancing is becoming more and more popular.
Has anyone ever told you you have a voice for radio? Are you great at creating original characters with just your voice? There are tons of people looking to pay for quality voice overs for their corporate videos, animation series, or educational videos. Check out Fiverr and UpWork or create a profile on a specialized site like Voices.com or The Voice Realm to get started making money online doing voice overs.

For some Organic Traffic is the bread and butter of PPC and Affiliate advertising income. The landing pages of Organic Traffic provides an opportunity for bloggers to make some decent money. The general idea behind organic traffic is to optimize your website so it’s friendly to search engine bots which allows your website to be properly indexed from Google and other major search engines.
Understand how a niche website works. A niche website focuses on very targeted, specific information. The content must be specific, useful and interesting to your target audience. Successful niche websites get anywhere from 1,000 to 10,000 visitors per month.[5] You build content on a particular keyword, and you make passive income with Google Adsense or through affiliate links.[6]
2. InboxDollars – InboxDollars is similar to Swagbucks, since you’re going to be taking surveys, shopping, etc., so if you want to maximize your return, sign up with both websites. They also offer a search engine that pays you (like Swagbucks) and you get $5 just for signing up.  I won’t continue to list survey sites one after another down the list, but if you want to get paid to take surveys, also check out GlobalTestMarket, E-Poll Surveys and Survey Club.

All right, title and interest in and to any and all computer programs including without limitation, the object and source codes therefore, and any updates, upgrades, fixes, and enhancements thereto, together with the Procedures (defined below) and any other documentation, user guide, or instructions (collectively, the “Software Program”) used by Bank and you in performing the Service shall be and remain the property of Bank or any third party software provider, as applicable. Unless otherwise expressly authorized, you may not copy, reproduce, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, commercially exploit, or create derivative works of the Software Program in any form. You further agree not to reverse engineer or reverse compile any Software Program.

Bank may at any time use agents and/or independent contractors to process Entries or provide all or any other portion of the Service, and will be solely responsible for the acts and omissions of its agents and independent contractors.  However, Bank will not be deemed to be the agent of, nor responsible for the acts or omissions of any other person, including without limitation any Federal Reserve Bank, ACH, Internet service provider or transmission or communications facility, any receiver or receiving depository financial institution (including without limitation the return of an Entry by such receiver or receiving depository financial institution), and no such person will be deemed Bank’s agent.
Customer may elect to have all items delivered to it, open envelopes containing items and then scan selected items into the tool provided by Bank in accord with instructions and procedures related thereto, and Bank will then process the items in accord with normal Lockbox Services.  All fees in Attachment A to the Access Agreement apply to items scanned by Customer through the tool and processed through Lockbox Services.  Customer must complete scanning items by 3:00 PM Pacific Standard Time each day.
Really good article with some great tips. Affiliate marketing has the potential to earn lots of money and I'm hoping I can make it happen. I have tried the matched betting and it DEFINITELY works. The one thing I would say is that you need to check that any bets have been accepted by the bookmaker. I have had on occasion bets which look like they have been accepted but don't register in my account. Always go into your account and check outstanding bets or your bet history.
Matched Betting (not available in the USA) enables you to gamble (nearly) risk-free. I say nearly as there is always room for error! It involves placing bets on all outcomes of an event, using free online bets given out by the Bookies. Although it may take a while to get your head around the concept, Matched Betting can make a substantial addition to your monthly income.

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29. Videos – This could be an entire section on it’s own. Many people have made money by creating YouTube videos. Evan of EvanTube is a kid and he has made millions by creating reviews of products that other kids his age would use. It’s not easy to get views into the millions, but once you do, you’ll start seeing some cash come in. Many bloggers have completely turned to videos to get their point across by starting a video blog.
There are quite literally hundreds of clever ways to make money online. From taking online surveys, to renting or selling your old clothes, flipping your iPhone to someone in a different country, and even buying low-cost products locally, just to resell them for a higher price on Amazon. There’s truly no shortage of unique ways to make money online.
No delay or failure on the part of Bank in exercising any of Bank’s rights under this Access Agreement shall constitute a waiver of such rights and no exercise of any remedy hereunder by any party shall constitute a waiver of its right to exercise any other remedy hereunder.  Except for changes made in accordance with this Access Agreement, no deviation, whether intentional or unintentional, will constitute an amendment of this Access Agreement or will constitute a waiver of any right or duty of either party.

Don’t try to trick readers. Avoid misleading, overly-catchy headlines, sensationalized descriptions, and any other deceptive techniques. Although these tactics may work to generate clicks, readers will leave your website as soon as they realize they’ve been duped. Not only does clickbait lead to high bounce rates, but it also leads to mistrust from your audience.


Once you have decided what type of product you are going to sell, you need to decide where to sell them. Selling merchandise on Amazon or eBay aren’t your only options. Creating your own eCommerce store is another way to promote your products and generate sales. Once you have decided what you are going to sell, whether it is white labeled products, your own designs, or other people’s merchandise, you can set up an eCommerce website to display these products.

If, for any reason, you should ever wish to cancel cash management Bill Payment Service, we strongly suggest that you cancel all future bill payments at the same time that you cancel your Service, either by deleting those payments yourself using the cash management system or calling River City Bank’s Customer Service at (916) 567-2899. This will ensure that future payments and transfers made by you will not be duplicated. We will automatically cancel all outstanding payment orders (all individual payments and all recurring payments) once we have been notified that your Service has been terminated. We will continue to maintain your Accounts until you notify us otherwise.
Just be sure to put a lot of care into your product listings. Everything from the titles you use, to how effective the description is at convincing potential buyers your product is better than the rest, and even taking care to shoot high quality product photos can have a dramatic impact on your sales. I recommend using photo editing tools like Fotor, which gives you the ability to edit your images, create captivating graphic designs and more.
You may request that Bank re-present returned Items to the drawee or to process returned Items according to instructions provided by you to Bank (“Special Instructions”). These Special Instructions may be given to Bank in a separate document in conjunction with or subsequent to the execution of this Remote Deposit Agreement. Bank shall not be bound by such Special Instructions until such time as Bank has agreed in writing to accept the Special Instructions. Notwithstanding the fact that Bank has agreed to accept the Special Instructions, Bank may, in its sole discretion, disregard the Special Instructions and charge the returned Item back to your Account to which the Items were deposited. In the event that you have requested that returned Items be represented, in no event will Bank re-present an Item in excess of the limit established or permitted for the number of times that an Item may be represented by law, Rules, regulation, agreement or Operating Circular. You may change or amend the Special Instructions by providing Bank a written request to change or amend the Special Instructions. Changes or amendments to the Special Instructions shall not become effective until acknowledged and accepted in writing by Bank. You hereby agree to pay Bank the fees for processing returned Items and Special Instructions contained in Bank’s Schedule of Fees.

Another tip you can use is just reach out to the prior agency and say something like the following: “We realise you were using link networks for our website which has resulted in a Google penalty and loss in business. Can you please remove my website from any link network you have built?”. If the prior agency is decent, they will remove the links from the network.

Get paid to search the Web. Sites like Swagbucks.com and Zoombucks.com will pay you to use their online interface to search the web. To qualify, you need to be willing to download their search bar and use it for everyday Internet use. The only caveat that comes with this “gig” is that you might be paid in gift cards instead of cash. If you can parlay those gift cards into items you need to buy anyway – like groceries or gas – searching online can be a lucrative way to spend your free time.
Like you I am a scientist and like you did in the past, I am currently working on translating great scientific literature into tips. In my case it’s child development research into play tips for parents. I can already see that the outcome of my experiment is going to be the same as yours. Great content but who cares. I hadn’t even thought about my key influences. I know some important ones, but don’t see how they would share my content. I thought I was writing content for my potential customers. Is your SEO that works course the same as the content that gets results course? Sorry if I sound a bit dim asking that question.

If the payment account has insufficient funds to cover fees, Bank will deduct the fee from any other checking account linked to Cash Management Services (in any order we may choose).  If the fee cannot be paid, we may cancel your bill pay service.  After cancellation, your bill pay service may be reinstated by contacting River City Bank at (916) 567-2899 once sufficient funds are available in your payment account to cover the bill payment fees and any other pending transfers or debits.

Domain name trading has been around for the last couple decades, and while most slam-dunk names have long been sold off, there’s still plenty of others that you can get your hands on for relatively cheap and broker as a way to make money online. Before you dive in, however, beware that some experts doubt the long-term viability of this idea for making money online. However, there’s always the change you might just land on a lucrative domain name for a future billion-dollar company. To get you started, here are some tips from GoDaddy, arguably the world’s largest and most famous repository of domain names.
To do this, I often align the launch of my content with a couple of guest posts on relevant websites to drive a load of relevant traffic to it, as well as some relevant links. This has a knock-on effect toward the organic amplification of the content and means that you at least have something to show for the content (in terms of ROI) if it doesn't do as well as you expect organically.

Brian, I recently found your blog by following OKDork.com. Just want to say you’re really amazing with the content you put out here. It’s so helpful, especially for someone like me who is just starting out. I’m currently writing posts for a blog I plan to launch later this year. I think my niche is a little too broad and I have to figure out how to narrow it down. I essentially want to write about my current journey of overcoming my fears to start accomplishing the dreams i have for blogging, business, and travel. In doing so, I will share the best tips, tools, and tactics I can find, as well as what worked, what didn’t and why.


Good content is not enough anymore. Your articles have to be outstanding and must be much better than the one of your competitors. Don’t write just and useless articles just for the sake of publishing something new. Instead, concentrate on quality and make your content stand out from the crowd. The competition is increasing as we speak, and quality will be the only way to succeed.
As opposed to a general keyword like “shipping boxes,” a related long-tail keyword might be something like “eco-friendly boxes for ecommerce packing and shipping.” The more specific the keyword is, the fewer users will be searching for it. However, in this scenario, the specificity likely indicates a small business owner who is ready to purchase a product that meets these requirements, namely: sustainable packaging at a low price point to accommodate a high volume of ecommerce shipping.

Alternatively, you can look at SERP Position History in Ahrefs Keyword Explorer to check whether or not the existing content for a keyword is ranking steadily. A steady line indicates that people find the SERP content relevant and informative. An unstable line, however, means the SERP content is poor and irrelevant. If your keyword shows a steady SERP line, you can create high-quality content based on that keyword.
You may be using special equipment, services or software provided by a third party to assist it or you in processing Items and Files hereunder (“Third Party”). You (i) agree that any Third Party is acting as your agent in the delivery of Items and Files to Bank, and (ii) agree to assume full responsibility and liability for any failure of that Third Party to comply with the laws, Rules or this Remote Deposit Agreement. Bank will not be liable for any losses or additional costs incurred by you as a result of any error by a Third Party or a malfunction of equipment provided by a Third Party. You must provide at least 10 days advance written notice to Bank in the event you use any such Third Party. You are solely responsible for maintaining compliance with the requirements of any Third Party, including obtaining any software updates. Bank shall not have any responsibility for any Item or File handled by a Third Party until that point in time when Bank accepts and approves an Item or File from such Third Party for processing.
An Authorized Agent is responsible for assigning the levels of security necessary for you.  The Authorized Agents will be required to change the initial passwords the first time they use their IDs to login into our cash management system.  It is the Authorized Agents’ responsibility to understand the security capabilities built into the Service and to assign and, as appropriate to your business and security needs, restrict access to the various applications only to those employees who have a need to know, keeping in mind the importance of separation of duties as an important way of protecting you.
Now next, you’ll want to pick a WordPress theme from somewhere like ThemeForest, Elegant Themes or OptimizePress. This is the barebones design of your site, which you can then customize with your own branding, copy, and images. That being said, you don’t want to cheap out. It costs less than $100 to buy a theme that will make your website look professional (and you can upgrade to a completely custom design once you get the business going).
Mobile traffic: In the Groupon experiment mentioned above, Groupon found that both browser and device matter in web analytics’ ability to track organic traffic. Although desktops using common browsers saw a smaller impact from the test (10-20 percent), mobile devices saw a 50 percent drop in direct traffic when the site was de-indexed. In short, as mobile users grow, we are likely to see direct traffic rise even more from organic search traffic.
Like I said at the beginning, building organic traffic is hard. Anything that promises a shortcut to an avalanche of traffic will more than likely lead to a penalty down the road. Embrace the daily grind of creating great content that helps users and provides a solution to what they’re looking for. In the end that will drive more organic traffic than any shortcut ever will.
Unless we and you have specifically agreed to another method to satisfy our ACH reserve requirements (such as permanent holds on an Account or Loan), and you have satisfied your obligations under that other agreement, you must prefund all ACH credit entries. The terms “prefund” or “prefunding” mean that we may debit from your Accounts at the time of submission, the aggregate amount necessary to fund and pay for (a) the credit entries you are then originating, (b) all debit, correcting or reversing entries initiated pursuant to this EFT Agreement have been returned to Bank, (c) our associated fees and charges and (d) all other amounts that are then owing under this EFT Agreement. We will hold all prefund monies we receive in an account that we solely own and control until the applicable settlement date. We reserve the right to withhold a percentage of your ACH debit entries (“ACH Collections”) to allow for return Entries made pursuant to the Rules.

Thanks to the internet there’s now a wide assortment of ways to make money online. So if you are stuck in a dead-end job and would like to change your life around then this guide will provide actionable strategies to enable you to do so. Whether you are looking for ways to make a bit of extra money, a part-time job or want to create a full-time income stream, there are plenty of opportunities to do so, all online and from the comfort of your own home.


You can work as a virtual assistant through dedicated websites, such as Upwork or Zirtual. All kinds of skills are needed, and compensation can vary anywhere between $10 per hour to $100 or more. Obviously, the higher pay will be to people who have more technical skills, such as web building skills and marketing. But you can find work doing administrative tasks at the lower end of the pay scale.

This is similar in concept to micro-tasks, except that it is oriented toward specific services, such as cleaning services, pest inspection, handyman services, house cleaning, lawn & garden services or any of the skilled trades. It might actually be more accurate to say that it is a platform where skilled service providers can offer their services to site visitors, similar to Angie’s List.
To ensure accuracy, you must balance the deposit dollar amount to the sum of the Items (“Balanced File”) prior to transmitting the File in accordance with the Procedures. You may send multiple Files to Bank or Processor throughout the day. The total dollar value of the File received on any day shall not exceed the dollar amount approved by Bank (the “Deposit Limit”). If the total dollar value of the File exceeds the Deposit Limit, Bank may, at its option, refuse to accept the File that exceeds the Deposit Limit, or Bank may accept and process the File. You agree not to exceed the Deposit Limit. The Balanced File must be received by Bank no later than the cut-off time specified in Attachment A to this Remote Deposit Agreement (the “Cut-Off Time”).
You grant Bank a security interest in all Accounts to secure your obligations, indebtedness, and liabilities under this Access Agreement and under all your Loans.  Bank may place a hold on some or all funds in those Accounts during such time that Bank reasonably believes it may need to apply those funds to your outstanding or reasonably expected obligations to Bank.
You will have no right to cancel or amend any Entries received by Bank after it has been approved by you and released to Bank.  However, if your request complies with the security procedures, Bank may use reasonable efforts to act on the request prior to transmitting Entries to the ACH or gateway operator or, in the case of an on-us entry, prior to crediting a receiver’s account, but will have no liability if the cancellation or amendment is not effected.  You will reimburse Bank for any expenses, losses, or damages Bank may incur in effecting or attempting to effect your request.

Cryptocurrency or digital currency is the next big thing in currency trading. It’s a digital asset that is used as a method to pay for things, that isn’t run by a government or institution. Bitcoin is the most well known digital currency and was trading at $200 per Bitcoin back in 2013. Now it is worth over $17k and is expected to be worth well over $1m in 2022.
The File transmitted by you to Bank in accordance with the Procedures shall contain images of the front and the back of the Items scanned and remotely deposited by you (Images).  The Images shall be of such quality that the following information can clearly be read by sight review of the Images:  (1) the amount of the Item, (2) the Payee, (3) the Drawer’s Signature, (4) the Date of the Item, (5) the Item number, and (6) the information identifying the drawer and the paying bank that is preprinted on the check, including the MICR line.
Think interviews are only for the big leaguers? You’d be amazed how many people will be willing to talk to you if you just ask them. Send out emails requesting an interview to thought leaders in your industry, and publish the interviews on your blog. Not only will the name recognition boost your credibility and increase traffic to your website, the interviewee will probably share the content too, further expanding its reach.

We are passionate about helping those who find themselves in a tight situation, no matter when or where. Cash emergencies happen. Life moves fast and doesn’t slow down when money is tight. Speedy Cash understands that sometimes you need cash in a hurry; that’s why we offer loans online 24/7. Fast loans you can apply for online with Speedy Cash could provide you with a cash advance when you need it most.

You have shared a very informative tips in this post. I have tried most of them for my site. Also I would like to start the remaining tips like long tail keywords. But I wonder if you tell me do we really need keywords in our website after the last penguin update? Actually I hear from one blogger that keyword is now going to be obsolete!! Please reply.
The Bill Payment Service allows you to schedule bill payments through Cash Management Services. You can schedule, at your option, for the payment of your current, future and recurring bills from any of your eligible River City Bank checking accounts. There is no limit to the number of payments that may be requested to be made from your checking accounts. Other account types may have transaction limitations as described in your Deposit Agreement and Disclosure. You may pay any merchant or individual through the use of Bill Payment Service. By furnishing us with the names of payees/merchants, you authorize us to follow the payment instructions to these payee/merchants that you provide us through Cash Management Services. The earlier of (a) the date you designate that you would like a payment to be sent and (b) the date the bill payment system can send payment under our normal operating procedures is called the “Send Date”. When we receive a payment instruction (for the current or a future date), we will transfer funds to the payee on your behalf from the funds in your bill payment Account on the Send Date.
You acknowledge that it is not possible for the Services to be totally free from operator, programming or equipment error and that errors in processing and compiling data may occasionally occur (e.g., due to the failure of others to provide accurate information, telecommunication failures, or a breakdown in an electronic data interchange).  As such, you agree to review and verify all results and to maintain adequate controls for ensuring both the accuracy of data transmissions and the detection of errors.  Unless otherwise required by law, our sole responsibility for any reporting errors caused by us will be to reprocess the information for the period in question and to submit corrected reports at our own expense.  You agree to maintain adequate backup files of the data you submit for a reasonable period of time in order to facilitate any needed reconstruction of your transactions (e.g., in the event of a telecommunication failure).  If we are unable to provide a Service for any reason, we will promptly inform you of the problem and will take reasonable steps to resume processing.

There is no magic formula for content marketing success, despite what some would have you believe. For this reason, vary the length and format of your content to make it as appealing as possible to different kinds of readers. Intersperse shorter, news-based blog posts with long-form content as well as video, infographics and data-driven pieces for maximum impact.
Some subjects are much better paid than others, so although you may love the idea of writing about travel (badly paid) a better bet would be a niche like finance (much higher rates of pay). Check out the Pro Blogger job board for high paid freelance writing jobs – other places to look might be Textbroker or you can look at the “gigs” section on Craigslist.

This site makes use of different third party applications and services to enhance the experience of website visitors. These include social media platforms such as Facebook and Twitter (through the use of sharing buttons), or embedded content from Youtube and Vimeo. As a result, cookies may be set by these third parties, and used by them to track your online activity. We have no direct control over the information that is collected by these cookies.
If the enabling legislation which provides for appointment of a referee is repealed (and no successor statute is enacted), any dispute between the parties that would otherwise be determined by reference procedure will be resolved and determined by arbitration. The arbitration will be conducted by a retired judge or Justice, in accordance with the California Arbitration Act §1280 through §1294.2 of the CCP as amended from time to time. The limitations with respect to discovery set forth above shall apply to any such arbitration proceeding.

Hey Ashok! Good question. I work with clients in a lot of different industries, so the tactics I employ are often quite different depending on the client. In general though, creating killer resources around popular topics, or tools related to client services. This provides a ton of outreach opportunity. For example: We had a client build a tool that allowed webmasters to quickly run SSL scans on their sites and identofy non-secure resources. We reached out to people writing about SSLs, Https migration etc and pitched it as a value-add. We built ~50 links to that tool in 45 days. Not a massive total, but they were pretty much all DR 40+.
You acknowledge that you must enter complete and correct information into the cash management system.  For example, ACH Entries are originated according to certain processing Rules which require the use of an Originator Name and Originator Identification Number embedded in the transaction to identify its source.  This embedded data is a critical component of the system’s ability to monitor for transactions which you desire to review.  If you do not enter correct, consistent and complete information into the system, then you must hold Bank harmless for posting a check or ACH Transaction to your Account and Bank must be excluded from any dispute related to such a transaction.
Cafe Press: This website allows you to create digital designs that can then be sold on the platform. You'll earn a commission for everything that sells and you'll never have to deal with printing, warehousing, customer service and so on. The site has over 2 million independent designers that have created products being sold online here. If you have some graphic design skills, then this is a great potential source for your web-based income. 
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