If, for any reason, you should ever wish to cancel cash management Bill Payment Service, we strongly suggest that you cancel all future bill payments at the same time that you cancel your Service, either by deleting those payments yourself using the cash management system or calling River City Bank’s Customer Service at (916) 567-2899. This will ensure that future payments and transfers made by you will not be duplicated. We will automatically cancel all outstanding payment orders (all individual payments and all recurring payments) once we have been notified that your Service has been terminated. We will continue to maintain your Accounts until you notify us otherwise.
You can send electronic mail (“email”) to us.  Since we may not receive or review it immediately, you should not rely on email if you need to communicate with us right away (e.g., to stop the payment of a check).  If you need to contact us immediately, you should contact the branch where your Account or Loan was opened in person or by telephone.  We shall have a reasonable time to act upon any email request, and reserve the right to reject any transaction or request received by email (e.g., a request to wire funds).
Notwithstanding anything to the contrary contained herein, it is authorized and agreed by the parties hereto that the performance of said Service is or might be subject to regulation and examination by authorized representatives of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Board of Directors of the Federal Deposit Insurance Corporation, and/or a State or other federal regulatory agency and you agree to the release of your reports, information, assurances, or other data as may be required by them under applicable laws and regulations.  You agree that any specifications or programs developed by Bank in connection with this Access Agreement or supplied or made available to you by Bank are the exclusive property of Bank, its agents, suppliers, or contractors, and further agrees that such material shall not be copied or used in any manner or for any purpose without the express written consent of Bank.  This clause shall survive the termination of the Access Agreement.
Creating a jobs board website can be another profitable venture. The ‘jobs’ field can be quite saturated, so it is important to find a niche that is still crying out for a jobs board website. Monetize this type of site by charging businesses to list their jobs on your site. Those searching for jobs could also be charged a fee to access the higher paying job adverts.
If I have a blog that is getting 100,000 page views a month that means that I’m probably getting at least 50,000 people to the site (most blogs will do between 1.2 to 1.4 pages per session). That means I have to try and get some small percentage of those people to buy something from me if I really want to do well. If I can’t get them to buy something then (in some cases) I have ads running on the site that will make me money anyways.
This Online Wire Services Agreement (this “Wire Agreement”) governs your use of the Transfer services provided by Bank using its online cash management system (collectively, the “Service” in this Wire Agreement) in association with your Accounts (collectively, the “Account”). By using the Service, you agree to the terms and conditions of this Wire Agreement and all exhibits, schedules, appendices, addenda and other attachments hereto, which are part of this Wire Agreement. In the event of a conflict between the terms of this Wire Agreement and the terms of the Access Agreement, this Wire Agreement will control to the extent of such conflict. The terms “we,” “us,” “our,” “River City Bank,” and “Bank” refer to River City Bank. “Customer”, “you” and “your” refer to the party in whose name an Account is maintained, each signer on an Account, and all owners of that Account. The term “Access Agreement” means the Online Cash Management Access Agreement between Bank and you to which this Wire Agreement is attached.
So, where are we supposed to turn to make money the legitimate way online? This isn't just about generating passive income; this is also about finding ways and means to create an active income through the conveniences afforded to us by the internet that will not only help us with our debt obligations, but also empower us to save, invest and get really rich in the future.
Frequent blogging schedule: Blogging more frequently will help attract more organic visitors to your blog. Google loves it when you are frequently updating fresh content to your blog and website. The more often you blog, a more organic traffic you gain to your content. Your readers will love it and your blog traffic will only increase. Get on a schedule and stick to it. I would suggest blogging 3 times a week if you are new or trying to grow your traffic. This can be cut down once you are established. 
Bank will provide you the Service in accordance with this EFT Agreement.  The Service will be performed according to your information provided in Attachment A to this EFT Agreement.  Bank reserves the right to immediately terminate or suspend the Service for breach of the Operating Rules of the NACHA and the local ACH Association in which Bank is a participant (currently, Western Payments Alliance (“WesPay”)) and, with respect to credit entries which constitute payment orders, Article 4A of the Uniform Commercial Code as adopted in the state of California, as both are varied by this EFT Agreement and as both are amended from time to time (collectively, the “Rules”).  Terms not otherwise defined hereunder have the meanings ascribed to them in the Rules.
If you are a professional photographer or have a real flair for photography, then selling your images on other sites could be an idea. This could be done alongside your own photography site, as it is a good way to help get your work viewed by a wider audience. There are numerous stock image websites to contribute to, but choosing a popular high-end site like Shutterstock should ensure your photographs make you some money.
However, like anything else truly worthwhile, apps require a significant investment of your time or money upfront. If you don't have the skills, then you have to hire someone who can assist you in creating a great app. But first you need to come up with an idea that will sell. Do the proper market research and analytics to come up with the right app.
Powerful tools help manage your cash flow. With secure round-the-clock access to your accounts, you’ll never need to leave your office to make a transaction. And, since the technology is web-based, there’s no software to install and you can access the site from any computer in the world. With Cash Management, you can save time, improve your cash flow, and streamline your cash management procedures, all in a fully secure environment.
Google claims their users click (organic) search results more often than ads, essentially rebutting the research cited above. A 2012 Google study found that 81% of ad impressions and 66% of ad clicks happen when there is no associated organic search result on the first page.[2] Research has shown that searchers may have a bias against ads, unless the ads are relevant to the searcher's need or intent [3]
Notwithstanding anything to the contrary contained herein, it is authorized and agreed by the parties hereto that the performance of said Service is or might be subject to regulation and examination by authorized representatives of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Board of Directors of the Federal Deposit Insurance Corporation, and/or a State or other federal regulatory agency and you agree to the release of your reports, information, assurances, or other data as may be required by them under applicable laws and regulations.  You agree that any specifications or programs developed by Bank in connection with this Access Agreement or supplied or made available to you by Bank are the exclusive property of Bank, its agents, suppliers, or contractors, and further agrees that such material shall not be copied or used in any manner or for any purpose without the express written consent of Bank.  This clause shall survive the termination of the Access Agreement.
If you’re a skilled worker in a specific niche, like marketing, design, or software development, there are specialty marketplaces that cater just to you. These are amazing places to make money online as you know that the people visiting them are looking specifically for the skills you have. Check out places like 99Designs or Dribbble for designers, Cloudpeeps for marketing and SEO professionals, and TopTal, Crew, or Gigster for high-level software developers. Once you've built up your development skills, you can begin building a brand for yourself as a higher-value consultant and start charging brands for larger projects like implementing an entire WordPress security overhaul or migrating a website from http to https.
Utilize your long tail keywords: Ensure you are utilizing long tail keywords in order to be found in search engines. “Blogging tips” is too broad and the competition may be high, consider adding 3 or 5 words to your keywords such as “blogging tips for female entrepreneur.” This way they are more chances you may rank. Don’t make it too wordy. Long tail keywords are driving more traffic as people are searching for long terms. If I wanted to know more about losing weight, this could give me hundreds and thousands of results in search engines. But searching for “how to lose 5 pounds in one week” might work. And if you utilized “How to lose 5 pounds” as your keyword, I might be able to find you. 
When was the last time you went to a new restaurant without looking it up online beforehand? Or bought a product that didn’t have at least a few 5-star reviews? It seems like more and more our world is run on reviews. And you can make money online by writing them. Get started by creating accounts on sites like Vindale research, Software Judge, FameBit, CrowdTap, Influence Central, and Modern Mom. However, before you run off and start writing, be sure to check the small print on each of these sites. Writing reviews isn’t a huge source of guaranteed income and you want to make sure that it’s worth your time before you get going.

After successful implementation and installation of any software and hardware related to the use of this Service, you shall endorse each check to be deposited in accordance with the Procedures, scan the front and back of each Item to be deposited, capture the image of the front and back of each Item, capture the MICR encoding on each Check, and transmit the image file(s) (individually or collectively, a “File”) to Bank in accordance with the procedures in the “Remote Deposit Procedure Manual” (“Procedures”) provided to you by Bank. Bank reserves the right to amend the Procedures with or without prior notice to you. Bank may also provide you with Security Code to access the Service. You agree to (a) comply with the Procedures, (b) take reasonable steps to safeguard the confidentiality and security of the Security Code, the Procedures and any other proprietary property or information Bank provides to you in connection the Service: and (c) notify Bank immediately if you have any reason to believe the security or confidentiality required by this provision has been or may be breached. Bank’s security procedures are not designed for the detection of errors. Bank will not be obligated to detect errors by you or others, even if Bank takes certain actions from time to time to do so.
Bank may reject any Transfer instruction without liability if you (a) failed to maintain sufficient available funds in the Account from which funds are to be debited for payment to Bank, (b) failed to pay in acceptable immediately available funds the amount of each Transfer transmitted by Bank, (c) cannot, or will not provide all information which Bank is required to obtain to comply with applicable law or regulation, including, without limitation, the Federal Bank Secrecy Act or (d) has not responded to Bank’s Optional Verification (defined below) requests or inquiries.

All right, title and interest in and to any and all computer programs including without limitation, the object and source codes therefore, and any updates, upgrades, fixes, and enhancements thereto, together with the Procedures (defined below) and any other documentation, user guide, or instructions (collectively, the “Software Program”) used by Bank and you in performing the Service shall be and remain the property of Bank or any third party software provider, as applicable. Unless otherwise expressly authorized, you may not copy, reproduce, retransmit, disseminate, display, publish, sell, broadcast, circulate, distribute, transfer, assign, commercially exploit, or create derivative works of the Software Program in any form. You further agree not to reverse engineer or reverse compile any Software Program.
Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.
Take it seriously. Yes, you’re applying for an online job. Yes, you can do the work in your underwear, but that doesn’t mean it’s not a “real job”. You must treat it as such or they aren’t going to treat you as a serious candidate. You aren’t the only one who wants to work in their underwear. In fact, the competition online is likely higher than it is in your local area.
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Creating and selling courses on your blog can be a successful way to make money online. The course itself should be relevant to your blog, and based on a topic that will benefit your audience. Although it may take time to create the course in the first instance, once completed, you can then repeatedly make money from the course each time you sell it.

Add meta tags. While meta tags might not boost your organic traffic directly, they do boost it indirectly. By creating better, more accurate meta tags, users will know what your pages are about when searching for specific keywords. This will reduce bounce rate and indicate to Google that your user experience is strong. Therefore, add meta title, description and slugs to your post that include the keyword and explain your post.

Do you see all of those articles, tutorials and guides all over the Internet? Somebody wrote every one of them! If you have decent writing ability (no, you don’t need a journalism degree!), and knowledge in a few specific topic areas, you can be one of those writers. It’s an opportunity to make money online and without ever leaving your home. It’s also the kind of venture that can start out as a small side business, but grow into a full-time career.
For our client: We monitored everything on a daily basis. If something came up, which needed to be fixed, we were quick to implement it with the development team at the business. We also rolled out numerous campaigns multiple times as they worked effectively the first time around in generating significant traffic so it was second nature to do the same thing twice.

If you’re serious about making money selling things online, it’s pretty much impossible to not recommend Shopify. The platform gives you everything you need to get your online store up and running in less than a day including a custom domain, beautiful templates (so you don’t need design skills), secure payment options, and they can even take care of marketing and shipping for you. Whether you’re promoting your own products, designs, or curating other products for people in your niche, Shopify is the best option for powering your online store.


Ask for a raise. If you’re unhappy with your compensation at your 9-5 job, asking for a raise is one way to beef up your bank account. Most employers offer an annual review of your work – which could be the perfect time to negotiate a higher salary or ask for better perks. If your employer doesn’t offer such an opportunity, it might be time to initiate a review yourself.
You agree to comply with all existing and future operating procedures used by Bank for processing of transactions. You further agree to comply with and be bound by all applicable state or federal laws, rules and regulations affecting the use of checks, drafts and ACH transactions, including but not limited to, rules and procedural guidelines established by the Federal Trade Commission (FTC), the Board of Governors of the Federal Reserve, National Check Exchange (NCE), Small Value Payments Customer (SVPCo), Viewpointe, Endpoint Exchange, Electronic Check Clearing House Organization (ECCHO) and any other clearinghouse or other organization in which Bank is a member or to which rules Bank has agreed to be bound. These laws, procedures, rules, regulations, and definitions (collectively the “Rules”) are incorporated herein by reference. In the event of conflict between the terms of this Remote Deposit Agreement and the Rules, the Rules will control the interpretation of this Remote Deposit Agreement.

The first follows the startup path we outlined above: You have a disruptive idea for an app or piece of software, you validate the idea with real customers, and then raise money to hire developers or a development studio to build, launch, and scale your software. If you’ve done everything right, your software will be accepted to the Apple and Google Stores and you’ll make money every time someone downloads it or pays for a premium feature.
If you have an eye for design and some experience of creating websites, then you could offer your services as a freelance web designer. You will need to create your own stylish website and have a few other projects that you can show potential clients to demonstrate your skills. You will also need to initially spend time emailing businesses to promote your services and find work.
Monetize a hobby. While some hobbies actually cost money, others can be transformed into a profitable business venture. Ultimately, it depends on what your hobby is and how talented you are. You could turn your love of photography, for example, into a part-time gig taking family portraits and wedding photos or selling prints on Etsy or at arts fairs.
Once you’ve gathered a list, put together a template outreach email (as you’ll be doing this over and over) that’s short and clear with expectations. Tell your potential interviewee who you are, what your podcast is about, and what you’re asking of them. Do a few test interviews with friends and family to make sure everything is being recorded at the quality you want and then book your first episode.
Eliminate bad backlinks. As indicated above, not all links are good for your domain score. That is why you shouldn’t get obsessed about the number of backlinks but instead focus on the quality of those links. To clean up your SEO score, identify and get rid of any bad backlinks pointing to your domain. Yoast has actually created a great guide on how to do just that.
Back to our strategies of getting organic traffic to our website and blog. With this strategy in place, we will be able to really start monetizing our blog in the long-term and hopefully get consistent money from it. If you want to know about our plans of monetizing our blog you can read it here “How I plan to make Five Thousand per month blogging!” If you are new to the blog and are considering starting your own blog, you can read our blog on how to start your own blog here: “How to start a WordPress blog on Bluehost!” 
Hey wanted to reach out to you I am trying to network with people and help Them at the same time. I thought this article was awesome and anyone would had a open mind about these great ideas would definitely want to take a look at this great opportunity with saving and making money wanted to see if we could contact through email and mine is fsheehy10@gmail.com hope we can network am here to help people out and change lives like this article can do.
A meta description is the text that appears below your headline within search results. This description provides additional insight into what your blog post is about, for both the search engines and your readers. Google recently expanded the length of meta descriptions to 300 characters. If you don’t stay under this limit, your text is at risk of getting cut off.
Security experts and even federal banking regulators recommend that bank customers take security precautions in addition to “single factor” authentication such as a username and password.  Bank offers its business customers the opportunity to implement additional security precautions in addition to the security procedures otherwise applicable to online transactions from Accounts and Loans.
Text-based content is all well and good, but video can be a valuable asset in both attracting new visitors and making your site more engaging. Data shows that information retention is significantly higher for visual material than it is for text, meaning that video marketing is an excellent way to grab – and hold – your audience’s attention, and boost traffic to your website at the same time.

You must also capture and transmit to Bank the full-field MICR encoding on each Check.  In accordance with the Procedures, you must ensure that the following information is captured from the MICR line of the check:  (1) Routing Transit Number, (2) Account Number, (3) when encoded, Check Amount, and (4) when encoded, the serial number and the process control field.


This Remote Deposit Capture Agreement (“Remote Deposit Agreement”) governs your use of the Remote Deposit Capture Service (the “Service” in this Remote Deposit Agreement) in association with your Accounts (also referred to collectively as the “Account”). By using the Service, you agree to the terms and conditions of this Remote Deposit Agreement and all exhibits, schedules, appendices, addenda and other attachments hereto, which are part of this Remote Deposit Agreement. In the event of a conflict between the terms of this Remote Deposit Agreement and the terms of the Access Agreement, this Remote Deposit Agreement will control to the extent of such conflict. The terms “we,” “us,” “our,” “River City Bank,” and “Bank” refer to River City Bank. “Customer”, “you” and “your” refer to the party in whose name an Account is maintained, each signer on an Account, and all owners of that Account. The term “Access Agreement” means the Online Cash Management Access Agreement between Bank and you to which this Remote Deposit Agreement is attached.

Thanks for the very, very in-depth article. I am a real estate agent in Miami, Florida and have been blogging all-original content for the past 21 months on my website and watched traffic increase over time. I have been trying to grow my readership/leads/clients exponentially and have always heard about standard SEO backlink techniques and writing for my reader, not influencers. Recently, I have had a few of my articles picked up and backlinked by 2 of the largest real estate blogs in the country, which skyrocketed visits to my site. Realizing what I wrote about, that appealed to them, and now reading your article, I am going to continue writing in a way that will leverage those influencers to help me with quality backlinks.
Video is growing like crazy. And more and more people are looking for professional help cutting their raw footage into viral-worthy content. If you have the right software and a bit of skill, you can easily make money online as a video editor. Check out these article of Fstoppers on how to become an online video editor and then look for relevant jobs on Mandy.com, Creative Cow Job Search, or ProductionHub.
Bank may from time to time request information from you in order to evaluate a continuation of the Services to be provided by Bank hereunder and/or adjustment of any limits set by this Access Agreement.  You agree to provide the requested financial information immediately upon request by Bank, in the form required by Bank.  If you refuse to provide the requested financial information, or, if Bank concludes in its sole discretion that your risk to Bank is unacceptable, Bank may terminate the Services according to the provisions hereof.  You authorize Bank to investigate or reinvestigate at any time any information provided by you in connection with this Access Agreement or any Services.
This Service requires you to use computer hardware or software that meets certain technical requirements for the proper delivery of the Service and to ensure you meet your obligation to obtain secure Internet access. You may also incur additional related expenses for additional items, including but not limited to telephone service or Internet service charges related to the use of the Service. You are responsible for any costs or expenses associated with meeting and maintaining those technical requirements or additional items necessary to use the Service. You agree that you are solely responsible for the operation and maintenance of all equipment used as part of this Remote Deposit Agreement and will ensure that the vendor recommended maintenance is conducted by trained personnel, whether they are your employees or third-party employees. Bank is not responsible for any computer virus or related problems. Bank is not responsible for any errors or failures resulting from defects in or malfunctions of your computer hardware or software. Bank advises you to scan your computer hardware and software on a regular basis using a reliable computer virus detection product in order to detect and remove computer viruses. You may only use hardware approved by Bank or purchase or lease the hardware, including but not limited to image scanners and personal computers, described in the Remote Deposit Implementation Form attached hereto and made a part hereof as Attachment A.
As users become more educated over time, we can see that long tailed keywords are getting more of the search results volume. read How to research long-tail keywords and to get more Visitors Through Long-Tail Search. remember, the main reason you should do that is not to draw visitors or to manipulate search engines, but to give good value and useful content for your website users.
This is a more technical way to make money online then most of the other strategies given. But you can get an excellent course on how to make it happen with Steve Chou’s Create a Profitable Online Store program. Steve and his wife have built a highly successful online store – selling wedding napkins – and he’s anxious to provide insider secrets to people who sign up for his course..
As they say, knowledge is power, so we want to make sure our Customers feel completely informed about the kind of loan decision they are going to make. Take a look at our quick answer online loan FAQs below. Need more detail? Give us a call or pop into one of our many locations and one of our skilled Representatives will gladly give you more information on loans offered near you.
This has become a popular business model for online entrepreneurs over the past several years, and will probably just continue to grow in popularity. The best thing about selling online courses is that once you do the up-front work in creating the course and setting up your marketing strategy, you can get paid over and over again for work you do once.
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