When you schedule a payment or transfer pursuant to this Agreement, you authorize Bank to withdraw the necessary funds from your Accounts. You agree that you will instruct Bank to make a withdrawal only when a sufficient balance is or will be available in the applicable Account at the time of withdrawal. If you do not have a sufficient balance, including available credit under any overdraft protection plan, fees may apply, and we may complete the transfer or payment. For more information, please see your Deposit Agreement and Disclosure.
Next, you need to set up and build your YouTube channel. Your YouTube channel is your homebase for all your content. If you already have a Google account for Gmail or Google Drive, then you can use that to log-in to YouTube and start setting up your channel. Pick a username that works for you and is memorable (if you’re using an existing Google account you’ll have to edit your username in Google+).