Bank is not obligated to pay you interest with respect to such funds or the period between the date of debit and the date(s) on which Bank funds the related entries. In connection with the foregoing, you authorize Bank to transmit entries on behalf of you to the applicable Receiver’s account. This authorization is to remain in full force and effect until Bank has received written notice from you of your termination in such time and such manner as to afford Bank a reasonable opportunity to act upon it. You will maintain in the Account as of the Entry submission date and time immediately available funds sufficient to cover all entries you originate through Bank. Your obligation to pay Bank for each Entry matures at the time the Entry is transmitted to Bank. You acknowledge that the origination of ACH transactions to your Account must comply with the provisions of U.S. law.
***We would like to note that this post and most posts on our blog may contain affiliate links. This means that if you purchase something that has an affiliate link, we will get a commission from it. Not all items recommended on our site are affiliate links. We only recommend items that we have used and tried. These items have brought us much success and we highly recommend them to you in order to be successful. Thank you for your trust!
It’s not enough to produce great content and hope that people find it – you have to be proactive. One of the best ways to increase traffic to your website is to use social media channels to promote your content. Twitter is ideal for short, snappy (and tempting) links, whereas Google+ promotion can help your site show up in personalized search results and seems especially effective in B2B niches. If you’re a B2C product company, you might find great traction with image-heavy social sites like Pinterest and Instagram. Here's more advice on making the most of social media marketing.

I’ve always been a believer that hard work gets the best results, and in practice it always ends up being true. On the web it’s no different. If you want more organic traffic, you have to work for it. That means giving your best effort every time, going after opportunities your competitors have missed, being consistent, guest blogging strategically, and staying on Google’s good side.
This Remote Deposit Capture Agreement (“Remote Deposit Agreement”) governs your use of the Remote Deposit Capture Service (the “Service” in this Remote Deposit Agreement) in association with your Accounts (also referred to collectively as the “Account”). By using the Service, you agree to the terms and conditions of this Remote Deposit Agreement and all exhibits, schedules, appendices, addenda and other attachments hereto, which are part of this Remote Deposit Agreement. In the event of a conflict between the terms of this Remote Deposit Agreement and the terms of the Access Agreement, this Remote Deposit Agreement will control to the extent of such conflict. The terms “we,” “us,” “our,” “River City Bank,” and “Bank” refer to River City Bank. “Customer”, “you” and “your” refer to the party in whose name an Account is maintained, each signer on an Account, and all owners of that Account. The term “Access Agreement” means the Online Cash Management Access Agreement between Bank and you to which this Remote Deposit Agreement is attached.
Encourage incoming links. Google prioritises sites that have a lot of incoming links, especially from other trustworthy sites. Encourage clients, friends, family members, partners, suppliers, industry mavens and friendly fellow bloggers to link to your site. The more incoming links you have the higher your site will rank. But beware SEO snake oil salesmen who try to trick Google with spammy links from low-reputation sites. Some links can actually damage your SEO.
Origination, receipt, return, adjustment, correction, cancellation, amendment and transmission of Entries must be in accordance with the Rules.  You acknowledge that you have had an opportunity to review and agree to comply with and be bound by the Rules.  You acknowledge that, as an ACH participant, you may not initiate entries that violate the laws of the United States and that you are aware that you can be held accountable for sanctions and/ or violations by the U.S. Government and therefore must understand your compliance obligations.  You will be responsible for promptly obtaining all future amendments of the Rules.  When engaging in any transactions through the ACH system, you agree to comply with the Rules, this EFT Agreement and the Access Agreement, as they are amended from time to time.  You can obtain a copy of the NACHA rules by contacting Bank for additional information and paying our then-applicable fee.  You also agree not to initiate any ACH transactions that would violate the laws of the United States including, and not limited to, the Office of Foreign Assets Control (OFAC) and Financial Crimes Enforcement Network (FinCEN) Regulations.
Customer agrees that Security Procedures described in section 6 are the only security procedures that will apply to the processing or verification of Same-Day Entries. Additional Security Procedures that may be in place for other types of ACH entries will not apply. Pursuant to sections 8.5 and 8.6 the Bank can rely solely on the instructions received.
There are many freelance options for graphic designers who are looking to make money online. Designing layouts and graphics for promotional material, corporate reports, magazines or book covers, are all tasks that businesses are looking for online freelancers to complete. Due to its flexible nature, graphic design possibilities can range from one-off projects to ongoing work with regular clients.
Excellent post Brian. I think the point about writing content that appeals to influencers in spot on. Could you recommend some good, manual strategies through which I can spot influencers in boring niches *B2B* where influencers are not really talking much online? Is it a good idea to rely on newspaper articles to a feel for what a particular industry is talking about? Would love to hear your thoughts on that.
You can set up a website, gradually build up the content (articles, videos, podcasts, etc.), then eventually monetize the site through advertising, affiliate marketing, or even the direct sale of specific products or services. Even better, you can generally find whatever services and technical assistance you need online and free of charge. Later on, when your site develops a reliable cash flow, you can begin working with paid providers who can take your blog to the next level.
Don't sacrifice morals for a quick buck — At the outset, you'll want to do all sorts of things to make money online, but don't sacrifice your morals for a quick buck. Not only will you put people off, but you'll lose Google's trust. You also shouldn't concern yourself with things like Adsense or other ads on a blog before you have around 100,000 visitors per day. Yes, per day. 
Excellent post Brian. I think the point about writing content that appeals to influencers in spot on. Could you recommend some good, manual strategies through which I can spot influencers in boring niches *B2B* where influencers are not really talking much online? Is it a good idea to rely on newspaper articles to a feel for what a particular industry is talking about? Would love to hear your thoughts on that.

You can send electronic mail (“email”) to us.  Since we may not receive or review it immediately, you should not rely on email if you need to communicate with us right away (e.g., to stop the payment of a check).  If you need to contact us immediately, you should contact the branch where your Account or Loan was opened in person or by telephone.  We shall have a reasonable time to act upon any email request, and reserve the right to reject any transaction or request received by email (e.g., a request to wire funds).
You agree that each draw, advance and disbursement (each, an “Advance”) made under a loan, credit facility or other extension of credit (each, a “Loan”) from Bank constitutes indebtedness outstanding under that Loan and must be repaid in full if Bank made such Advance in good faith reliance on instructions or a request made by an actual or apparent Authorized Agent using our website or other online or mobile systems (such systems collectively, the “Online System”), even if the Advance was requested fraudulently, without your knowledge, inconsistently with your instructions or it was made by an unauthorized person.  You acknowledge the heightened risks you assume by allowing any person to request an Advance using the Online System.  You acknowledge that the Authorized Agents named in a Loan Advance Agreement may differ from the Authorized Agents named in an Appointment Form if you do not ensure that they are consistent.  You agree that Bank may rely on the information stated on either a Loan Advance Agreement or on an Appointment Form in evaluating whether a person is an Authorized Agent.  If there is a conflict between the terms of, or information on, (1) a Loan Advance Agreement and (2) this Access Agreement or an Appointment Form, then the terms of this Access Agreement and the Appointment Form will control for any Loan Advance that is transacted online.  You agree that you will ensure that Bank has up to date Appointment Forms and that your Loan Advance Agreements are consistent with your Appointment Forms at all times.
Be human. As a data guy, it’s easy to forget that numbers aren’t everything. Add author profiles and assign authors to your blog posts to be more authentic. Additionally, don’t take your SEO obsession to the extreme. Google algorithms are constantly improving so there is no need to use the exact keyword twenty times and risk making your articles sound unnatural. By including keyword variations and synonyms, you’ll make your posts more enjoyable whilst still getting those SEO boosts too.
Add outlinks to high-quality websites. A common misconception from SEO beginners is the reluctance to include links to other sites. In reality, there is no reason to fear outlinks hurting your SEO, unless you link to spammy or low-quality pages. In fact, if used correctly, outlinks can actually be very useful to both the reader and SEO since they indicate quality, sources and add credibility to your posts. However, don’t add outlinks to anchors that include keywords you want to target since this will be counterproductive.
If you live in an area where Uber or Lyft operate, why not become a driver? If you're looking to make some short-term cash, you can definitely rake it in by working for one of these popular car-hire apps. As long as your vehicle fits within the specifications of their program, and you have a clean license, you could do this on the side, especially if you're in a crunch for cash.
Hi Brian! I enjoy reading your posts and use as much info as I possibly can. I build and sell storage sheds and cabins. The problem I have is that there are no top bloggers in my market or wikipedia articles with deadlinks that have to do with my market. 95% of my traffic and sales are generated via Facebook paid advertising. Would love to get more organic traffic and would be interested in your thoughts concerning this.
With apps being constantly developed, competent app developers are in high demand. Again, if you have the experience or skills to create successful apps then this could be something you could end up working on as a full-time freelancer. Check out adverts for developers on Toptal, a higher paying jobs site for experienced freelancers wanting to make money online.
Shopify is another great option if you are wanting to create your own eCommerce store. Shopify is arguably easier to set up than WooCommerce but will give you less control over your storefront and cost you more long term. However, if you have little to no experience of creating websites or using WordPress, or you are working to a very tight time schedule, then Shopify may be the perfect eCommerce platform for you.
The referee shall be required to determine all issues in accordance with existing case law and the statutory laws of the State of California. The rules of evidence applicable to proceedings at law in the State of California will be applicable to the reference proceeding. The referee shall be empowered to enter equitable as well as legal relief, provide all temporary or provisional remedies, enter equitable orders that will be binding on the parties and rule on any motion which would be authorized in a trial, including without limitation motions for summary judgment or summary adjudication. The referee shall issue a decision and pursuant to CCP §644 the referee’s decision shall be entered by the Court as a judgment or an order in the same manner as if the action had been tried by the Court. The final judgment or order or from any appealable decision or order entered by the referee shall be fully appealable as provided by law. The parties reserve the right to findings of fact, conclusions of laws, a written statement of decision, and the right to move for a new trial or a different judgment, which new trial, if granted, is also to be a reference proceeding under this provision.
Understanding the best practices on How to Get Organic Blog Traffic can be difficult with all of the SEO misinformation that’s out there. Also it doesn’t help that people bash certain methods of SEO because it didn’t work for them. SEO is a long-terms strategy – it takes time and patience. However, if you make use of the strategies mentioned here your website will receive an increase in organic traffic from the search engines down the line.
Next, you’ll need the right tools. You can be as complicated or simple as you want depending on your comfort with audio equipment, but at the minimum you’ll want a microphone and software for recording your voice. Companies like Behringer, Blue, Focusrite, and others sell studio-quality plug-and-play podcast setups that can get you recording today.

Such policies, procedures, and systems must include controls that comply with the Access Agreement, this Agreement, the Rules and applicable regulatory guidelines on access to all systems used by you to initiate, process, and store Entries, including but not limited to, our cash management system. You must ensure that such policies, procedures, and controls are reviewed and approved by your board of directors or other level of responsibility within your organization that is commensurate with the importance of the subject matter.


THE PARTIES RECOGNIZE AND AGREE THAT ALL DISPUTES RESOLVED UNDER THIS REFERENCE PROVISION WILL BE DECIDED BY A REFEREE AND NOT BY A JURY.  AFTER CONSULTING (OR HAVING HAD THE OPPORTUNITY TO CONSULT) WITH COUNSEL OF THEIR OWN CHOICE, EACH PARTY KNOWINGLY AND VOLUNTARILY AND FOR THEIR MUTUAL BENEFIT AGREES THAT THIS REFERENCE PROVISION WILL APPLY TO ANY DISPUTE BETWEEN THEM WHICH ARISES OUT OF OR IS RELATED TO THIS ACCESS AGREEMENT.

You must pay Bank and Bank may, without prior notice or demand, obtain payment of all fees, charges and other amounts due to Bank for Transfers and for following related instructions, as well as any out-of-pocket costs incurred by Bank in carrying out the instructions given by you pursuant to this Wire Agreement, by debiting any Account, on the day Bank transmits the Transfer request, the date you submit the Transfer instructions to Bank or on such other date as is agreed to by Bank in writing.  You must pay Bank the fees for the Services provided by Bank hereunder according to Bank’s current fee schedule, as it may be amended from time to time.
If the enabling legislation which provides for appointment of a referee is repealed (and no successor statute is enacted), any dispute between the parties that would otherwise be determined by reference procedure will be resolved and determined by arbitration. The arbitration will be conducted by a retired judge or Justice, in accordance with the California Arbitration Act §1280 through §1294.2 of the CCP as amended from time to time. The limitations with respect to discovery set forth above shall apply to any such arbitration proceeding.
For purposes of this Section 6.4, the term “Protected Information” means the non-public personal information, including financial information, of a natural person used to create, or contained within, an Entry and any related Addenda Record. The term Protected Information also includes sensitive non-financial information (such as non-financial account information contained in Addenda Records for bill payments) that may be incorporated into the Entry or any related Addenda Record.
Conventional wisdom dictates that blog posts should be short and snappy, lest you risk alienating online visitors with the attention spans of goldfish. While there may be some truth to that, long-form content is an indispensable part of any blog. Shorter posts will form the bread and butter of your archive, but a dearth of in-depth content may lead readers to wonder whether you have the expertise to talk at length about hot industry topics.
Nothing in this Positive Pay Agreement may be construed as relieving you of your normal oversight and due diligence responsibilities regarding prompt examination of Account statements and individual checks and ACH Entries to detect exceptions or irregularities outside the scope of the Service. We are not liable for any loss arising from your negligence, failure to input correct and complete information, delays or failures to meet deadlines, or your failure to exercise proper oversight or due diligence.
You agree that you will ensure that all Advances will be requested to be disbursed to a demand deposit account at Bank owned by the borrower under the relevant Loan.  You must notify us immediately upon your discovery of any unauthorized Advance and you must fully cooperate with us at your cost if we choose to investigate any Advance alleged or believed by any person to be unauthorized or improper.

I don’t know how much time it took to gather all this stuff, but it is simply great I was elated to see the whole concept related (backlinks, content strategies, visitors etc) to see at one place. I hope it will be helpful for the beginners link me. I recently started a website, also I’m newbie to blogging industry. I hope your information will helps me a lot to lead success.


It's important to keep in mind that participants don't "qualify" for all surveys. Market researchers often want opinions from users who match specific demographics or who are in-market for particular products and services. If you attempt a survey that you ultimately don't qualify for, Swagbucks will give you at least one point in its rewards program. You know what they say: "A penny for your thoughts".
Brian, great post as always! Question: Do you consider authority sites (industry portals) a form of “influencer marketing?” e.g. guest blogging, etc? In some niches there are not so many individuals who are influencers (outside of journalists) but there are sites that those in the industry respect. I am in the digital video space and for me one site is actually a magazine that is building a very strong digital presence. Thanks, keep up the good work!
Create a training or certification program and offer online badges or certificates that recipients can embed on their own websites. For instance, if you sell email marketing software to marketing agencies, consider offering an email marketing training program. Attendees will link to your training or certification program as a way to generate more clients. This strategy helps both parties involved.
Dating sites and apps are extremely popular and have become more and more niche as the industry develops. They can also be very profitable, as there are many ways to monetize them. You can charge a joining fee, provide premium subscriptions, or make money from advertising on your site. White Label Dating provides a pre-built dating platform for your project. You simply choose the niche and branding for your new dating site. Once your website goes live, you just need to promote it, manage the users, and collect the earnings.
Amazon Mechanical Turk is a service that lets you make money online through doing paid microtasks. Each task is something simple that requires human interaction like rating search results, checking for the right spelling on search terms, categorizing the tone of an article, or even basic translating. You can do these tasks from anywhere you want and make money online from the world’s largest e-retailer.
It’s something akin to picking stocks. You want to buy undervalued domains, and sell them later on at a higher price. For example, you can pick a domain that is out of favor, but could be related to some future event. So if you decide that the stock market is likely to crash in the future, you can buy a domain that includes the words stock market crash during a rising market, and then sell it in a falling market.
Tutor students. Many families prefer the flexibility of using an online tutor. Depending on your background, you could be simply helping a child with homework or providing college-level support. You need to have your own computer and high speed internet. Experience required differs among companies. Some require “strong experience,” while others require a specific educational background. However, most companies do require a college degree.
Become a proofreader. All kinds of businesses hire professional proofreaders to look over their copy and content for errors before they publish. This side hustle is one that could work for nearly anyone since you can work from home provided you have a computer and an internet connection. You can find online proofreading jobs through websites like Indeed.com and FlexJobs.com

The Bill Payment Service allows you to schedule bill payments through Cash Management Services. You can schedule, at your option, for the payment of your current, future and recurring bills from any of your eligible River City Bank checking accounts. There is no limit to the number of payments that may be requested to be made from your checking accounts. Other account types may have transaction limitations as described in your Deposit Agreement and Disclosure. You may pay any merchant or individual through the use of Bill Payment Service. By furnishing us with the names of payees/merchants, you authorize us to follow the payment instructions to these payee/merchants that you provide us through Cash Management Services. The earlier of (a) the date you designate that you would like a payment to be sent and (b) the date the bill payment system can send payment under our normal operating procedures is called the “Send Date”. When we receive a payment instruction (for the current or a future date), we will transfer funds to the payee on your behalf from the funds in your bill payment Account on the Send Date.
So many people dream of writing a book, but never go through with it. Yet no matter what, I’m sure you have experience and value you could give through writing a book. By packaging your skills and knowledge into a downloadable eBook that helps people learn a skill, advance their careers, or start a businesses, you can change someone’s life and even make good money online.
You may ask Bank to amend or cancel any Transfer or related instruction and Bank will use commercially reasonable efforts to comply with such request if and only if the request is made at a time and in a manner which gives Bank a reasonable opportunity to act on the request before it makes the Transfer or carries out the instruction as you originally requested.  If you ask Bank to recover funds which Bank has already transferred, Bank has no obligation to do so unless and until you deposit with Bank an amount reasonably determined in good faith by Bank to approximate the costs and expenses (including attorney’s fees) which Bank may incur in attempting to recover the funds transferred.  In lieu of such a deposit, Bank may request you to provide a bond or other assurance of payment reasonably satisfactory to Bank.  Upon such deposit, or the supplying of such other assurance, Bank may take such action as it deems reasonable under the circumstances, including, for example, sending a request to reverse the Transfer to any financial institution which received such funds.  In no event, however, will Bank be deemed to have guaranteed or otherwise assured the recovery of any portion of the amount transferred, nor to have accepted responsibility for any amount transferred before Bank received and had time to act upon the request to amend or cancel the Transfer instruction.
Bank may from time to time request information from you in order to evaluate a continuation of the Services to be provided by Bank hereunder and/or adjustment of any limits set by this Access Agreement.  You agree to provide the requested financial information immediately upon request by Bank, in the form required by Bank.  If you refuse to provide the requested financial information, or, if Bank concludes in its sole discretion that your risk to Bank is unacceptable, Bank may terminate the Services according to the provisions hereof.  You authorize Bank to investigate or reinvestigate at any time any information provided by you in connection with this Access Agreement or any Services.
Travel blogging is a hard industry to break into. However, the rewards can be worth it, and let’s face it, who doesn’t want to be paid for traveling around the world! There are numerous ways to monetize a travel blog, but affiliate marketing should predominantly be your focus. On your blog, promote hotels, tours, equipment hire services, flights, and anything else travel related. Then take a cut of the proceeds as your audience books their holidays based on your recommendations.
I’ve always been a believer that hard work gets the best results, and in practice it always ends up being true. On the web it’s no different. If you want more organic traffic, you have to work for it. That means giving your best effort every time, going after opportunities your competitors have missed, being consistent, guest blogging strategically, and staying on Google’s good side.

Drive for Uber or Lyft: If you're in a locale where you can find Uber or Lyft (or even one of the many competitors around the world such as China's Didi), you could easily make a respectable income. The hours are flexible and you can work as you see fit, making it perfect even if you currently have full-time employment but are looking to make some money on the side. 

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