In addition to this Access Agreement, you agree to be bound by and will comply with the requirements of the applicable Deposit Agreement and Disclosure, our rules and regulations, the rules and regulations of any funds transfer system in which Bank participates or belongs, and applicable State and Federal laws and regulations.  We agree to be bound by them also.


Great list! I have another to consider that I personally have 35+ years experience providing. Clean up litter outside commercial properties on foot using inexpensive hand tools. It’s almost as easy to do as going for a walk! I started doing this as a side gig in 1981 and soon grew it into a profitable full-time business. I share my experience in my book, Cleanlots.
For purposes of this Section 6.4, the term “Protected Information” means the non-public personal information, including financial information, of a natural person used to create, or contained within, an Entry and any related Addenda Record. The term Protected Information also includes sensitive non-financial information (such as non-financial account information contained in Addenda Records for bill payments) that may be incorporated into the Entry or any related Addenda Record.
It’s not enough to just share content through social channels – you need to actively participate in the community, too. Got a Twitter account? Then join in group discussions with relevant hashtags. Is your audience leaving comments on your Facebook posts? Answer questions and engage with your readers. Nothing turns people off quicker than using social media as a broadcast channel – use social media as it was intended and actually interact with your fans.
Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, Speedy Cash requires that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.
If you have a background in marketing and a passion for a particular niche, then organizing a virtual event may be just up your street. A virtual event could span across a day or longer. Individual live sessions would be run by experts in the field. And conference features would include live question and answer sessions, forums, and plenty of free giveaways. Visitors to the virtual event would pay to attend, so the more effective your promotion of the event the more money you would make.
Bank has established operating rules and security procedures for accepting payment orders pursuant to this EFT Agreement, including both standard and additional procedures as set forth in Attachment A to this EFT Agreement (collectively, the “Security Procedures”). If Bank receives an EFT request (each, a “payment order”) that is verified in accordance with the Security Procedures, it will be conclusively deemed authentic, Bank may rely on it and Bank is relieved of any and all liability in connection with the transaction or transactions reflected on that EFT request, whether or not it was authorized. You are responsible for the accuracy of the initial communication of the EFT request as well as the accuracy of any documentation or callback of the request made by Bank.
Remember when you used to rely solely on search engines for traffic? Remember when you worked on SEO and lived and died by your placement in Google? Were you #1? Assured success. Well, okay, maybe not assured. Success only came if the keywords were relevant to your site users, but it was the only real roadmap to generating site traffic and revenue.
Each of your Accounts at River City Bank is also governed by the applicable account agreement(s) and disclosure statement(s) (collectively, the “Deposit Agreement and Disclosure”).  It is Customer’s responsibility to ensure that a copy of this Access Agreement and the Deposit Agreement and Disclosure is provided to each signer, Authorized Agent, Services user, and all owners and beneficiaries of the Accounts.

When was the last time you went to a new restaurant without looking it up online beforehand? Or bought a product that didn’t have at least a few 5-star reviews? It seems like more and more our world is run on reviews. And you can make money online by writing them. Get started by creating accounts on sites like Vindale research, Software Judge, FameBit, CrowdTap, Influence Central, and Modern Mom. However, before you run off and start writing, be sure to check the small print on each of these sites. Writing reviews isn’t a huge source of guaranteed income and you want to make sure that it’s worth your time before you get going.


“Authorized Agents” means the agents and system administrators named as such in an Appointment Form, as well as the individuals granted authority by those named agents and system administrators to provide instructions and to effect transactions with respect to your Accounts or your credit facilities with Bank.  A person will remain an Authorized Agent until you notify Bank of the revocation of such appointment and Bank has a reasonable period to act on such revocation.
If prior to the date we provide you a copy of or notice regarding this Access Agreement, you and Bank were parties to a prior version of this Access Agreement, then this Access Agreement will replace such prior agreement after you use any Services or provide any instructions provided for in this Agreement following receipt of a copy of or notice regarding this Access Agreement, which receipt will be deemed to have occurred the earlier of (i) 5 banking days after Bank sends a copy of this Agreement to your email address of record with Bank or posts this Access Agreement online or (ii) the first time at which you utilize the Services after such notice.  Exhibits, schedules and other attachments to the prior version of this Access Agreement (and the previous versions of the Schedule Agreements) with customer-specific information, and customer-specific information incorporated into such previous agreements, will remain in effect until Bank and you agree in writing upon replacement exhibits, schedules and attachments and information, respectively.
Pushing down a high-authority website from the top ten search results is next to impossible, especially if you are trying to promote a relatively low-authority site. If you see a high number of authoritative sites, it is better to change your focus keyword. As there were almost no authoritative sites for our focus keyword, we decided to go ahead with it.
One factor that you must be aware of though is that Care.com is a peer-to-peer arrangement. That means that you will be in direct competition with other pet sitters in your area. You must price your services competitively in order to get business. Once you begin to develop a list of regular clients, you will be in a better position to raise your rates. This will be particularly true as you get referrals from those customers.
There are different ways to market an ebook. One of the most common is through Amazon’s Kindle program. They can help you with all the steps to both publish and market your ebook through their incredibly popular platform. There are some specialized sets of writing software that will help with not only writing your ebook, but also formatting it correctly for the Amazon market as well Barnes & Noble and iTunes
As I said at the beginning of the article, more naturally earned backlinks, will help you get more organic traffic and improve SEO. You can suggest your readers to link back to your website by having a small widget at the bottom of your posts. Just as you have the social media sharing links, an embedded linking widget will increase the chances to get more backlinks.
You acknowledge that the return, rejection or delayed payment of an ACH Transaction, a check or other item is subject to dispute by any of the parties involved, including the senders, payees, originators, drawers and other parties.  If a dispute arises relating to any aspect of the Services or the entries, checks or other items processed or not processed by or through the Service, we will act according to our good faith understanding of this Agreement, applicable laws, regulations and the Rules, including any attachments or appendices then in effect, as they may be amended from time to time.  You agree to indemnify and hold Bank, its officers, directors, shareholders, agents, employees and Affiliates, and their respective officers, directors, agents and employees, harmless from and against any and all losses, costs, suits, damages, claims, liabilities and expenses (including reasonable attorneys’ fees) arising from or related in any way to your use of the Service, unless such losses or costs are proven in a non-appealable court judgment to have been caused by our intentional misconduct or gross negligence.
Writing quality content is not enough if you are not optimizing your blog content in several ways, which starts from writing SEO friendly post titles, writing SEO friendly meta search description tags, and using SE Optimized visual content with correctly using targetted keywords. Here are few articles on SEO. You should also read them to learn more from these most recommended articles.
Guest blogging is a two-way street. In addition to posting content to other blogs, invite people in your niche to blog on your own site. They’re likely to share and link to their guest article, which could bring new readers to your site. Just be sure that you only post high-quality, original content without spammy links, because Google is cracking way down on low-quality guest blogging.
21. Facebook – Facebook swap shops are great for selling things locally. It’s like CraigsList, but a little easier. You simply search for swap shops in your area and ask to join the group. Once you’re in, take a picture of the item, write a quick description with the price and post it. It doesn’t get much easier than that. You can generally expect to get about what you would get at a yard sale, maybe a little more.
Now we have a list of landing pages for only visitors that originated from organic searches. Using this list, you can begin to explore your site content and better understand how the search engine is ranking your pages and where some of your traffic is originating. In addition to that, you can also see valuable information about how long these visitors average on the website and how many other pages they view after their initial landing.

Google claims their users click (organic) search results more often than ads, essentially rebutting the research cited above. A 2012 Google study found that 81% of ad impressions and 66% of ad clicks happen when there is no associated organic search result on the first page.[2] Research has shown that searchers may have a bias against ads, unless the ads are relevant to the searcher's need or intent [3]

Getting businesses to advertise on your podcast, either at the beginning or end or both is a great way to create a revenue through podcasts. Most businesses won’t be keen to advertise on your podcast until you can prove a large number of listeners. Therefore, it is unlikely you will be able to start out from the get-go with sponsors. But once you accumulate regular listeners or a high number of downloads from iTunes, you can start to sell advertising space on your podcasts.


James, you give a great template for how a business needs to move forward in their chosen niche online.  Quite informative and the meeting of minds has been something a number of us have done online and in person to gain better insight into our small similar businesses.  Thank you for sharing your detailed approach to increasing organic traffic...content still is king.
Like I said at the beginning, building organic traffic is hard. Anything that promises a shortcut to an avalanche of traffic will more than likely lead to a penalty down the road. Embrace the daily grind of creating great content that helps users and provides a solution to what they’re looking for. In the end that will drive more organic traffic than any shortcut ever will.

Republish your content across different platforms. Yes this might sound contradictory to the previous point, but duplicate content, when used wisely, can also help you reach a bigger audience and increase the ROI of your content. Check out the tips from Google and Moz on how to use duplicate content without harming SEO scores by using 301, canonical tags and other techniques.


The title is probably the first thing you need to analyze. Find out the types of titles being used and which ones have attracted more traffic. Usually, list-based posts, “How-to” guides, and titles starting with numbers such as “X ways to” seem to grab reader’s attention instantly. List-based posts are most likely to be shared more than 100 or even 1000 times. Posts with headlines consisting of words such as “You” or “Your” also perform well.

You are solely responsible for obtaining and properly maintaining your equipment and system requirements, including computer equipment, Internet connectivity, scanning terminals (unless contracted with Bank) and any other equipment or items necessary as a prerequisite to receive or use Services and perform your obligations under this Access Agreement. Bank will not be liable to you, in any manner whatsoever, for any type of errors, losses, damages or other claims related to your failure to do so. In the event of any failure of such software, hardware or other equipment, you will deliver to Bank all data which you otherwise would have provided that is necessary to Bank to perform Bank’s obligations in connection with the Services.
Google is currently been inundated with reconsideration requests from webmasters all over the world. On public holidays the Search Quality teams do not look at reconsideration requests. See below analysis. From my experience it can take anywhere from 15-30+ days for Google to respond to reconsideration requests; during peak periods it can even take longer.
IBM is a registered trademark of International Business Machines Corp., registered in many jurisdictions worldwide. U.S. Government Users Restricted Rights - Use, duplication or disclosure restricted by GSA ADP Schedule Contract with IBM Corp. IBM Web site pages might contain other proprietary notices and copyright information that should be observed.
First, I will show you a quick snapshot of the traffic uplift, which yielded an additional 400,000 unique visitors from organic search traffic on a monthly basis. Then I will explain to you the steps in which we took to get the client to this level. I have also tried to keep this quite general so everyone can adapt their own situation to this case study.
While it may be difficult to outrank the key players in your industry for extremely competitive terms, ranking well in the areas in which your business excels — and the content niche you’re looking to dominate — is surprisingly attainable. By being realistic about what you can achieve and remaining flexible in your efforts to achieve it, your blog can begin to form the centerpiece of your wider content program; all you have to do is write, and write strategically!
In the past, a traditional keyword strategy involved mapping a single keyword to a single web page. But the modern SEO landscape is a bit more complex—singular keywords matter less and the focus has shifted to keyword clusters. Keep this in mind when you optimize your content and ask yourself, what variations of this target keyword am I forgetting? What topics are commonly associated with my target keyword? And how do each of these keyword clusters relate to one another?
Such policies, procedures, and systems must include controls that comply with the Access Agreement, this Agreement, the Rules and applicable regulatory guidelines on access to all systems used by you to initiate, process, and store Entries, including but not limited to, our cash management system. You must ensure that such policies, procedures, and controls are reviewed and approved by your board of directors or other level of responsibility within your organization that is commensurate with the importance of the subject matter.
Installment loans offer a longer repayment period and usually a higher approval amount than a payday loan. Your repayment period is based on set monthly payments, or installments, that provide you an end date for paying off the loan if you follow the repayment schedule. The best part is, your interest rate won’t go up throughout the lifetime of the loan and there are no fees for paying off the loan early! At Speedy Cash, we believe our Customers have enough other cost of living expenses to worry about, and you shouldn’t have to worry about extra unexpected fees from your loans.
You are responsible for providing and maintaining at your own expense, all equipment necessary in connection with the Services.  This includes, but is not limited to, telephones, terminals, modems, Internet connectivity, and computers.  We assume no responsibility for any errors, failures, or malfunctions of your computer or software, or for any computer virus or related problems that may occur during your use of the Services that is not proven to have originated from Bank.

You must provide written notice to Bank of any changes to the information provided by you to Bank, including but not limited to: additional locations, any change in business, any new business, the identity of principals and/or owners, the form of business organization, type of goods and services provided, and method of conducting sales. Such notice must be received by Bank within 5 banking days of the change. Further, upon Bank’s request, you must provide updated information within 5 days of such request. Bank retains the right to (i) review your Item and business activity from time to time to confirm you are conducting business as stated by you at the time of the execution of this Remote Deposit Agreement, and (ii) re-price or terminate Services based on changes to the facts previously stated by you.
Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products and services are provided by SunTrust Bank. Securities, insurance (including annuities) and other investment products and services are offered by SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, member FINRA, SIPC, and a licensed insurance agency.

If you’re a fitness buff and have the right combination of charisma and business sense, working as a part-time online personal trainer can be both physically and financially rewarding. Once you build up a reputation and client base for yourself, it could easily turn into a full-time endeavor for you. Check out this interview with several fitness blog owners who are making a living online, from MonetizePros. As well, I'd recommend checking out this resource if you want to take this business idea seriously and get started with a business plan for your personal fitness trainer business today.
You agree that any intermediary bank or beneficiary bank that assists in the processing of your payment order may charge a fee for processing your order.  Bank has no control over these fees and is not responsible for these fees.  These fees may be deducted by the intermediary bank or beneficiary bank from the amount to be credited to the beneficiary of your Transfer or, in the case of Transfers into Bank, deducted from the amount sent to you.
You will have no right to cancel or amend any Entries received by Bank after it has been approved by you and released to Bank.  However, if your request complies with the security procedures, Bank may use reasonable efforts to act on the request prior to transmitting Entries to the ACH or gateway operator or, in the case of an on-us entry, prior to crediting a receiver’s account, but will have no liability if the cancellation or amendment is not effected.  You will reimburse Bank for any expenses, losses, or damages Bank may incur in effecting or attempting to effect your request.
All information of a business nature relating to the assets, liabilities or other business affairs disclosed to Bank by your or your customers in connection with this Access Agreement is confidential.  Bank will not, without your express written consent, disclose or permit access to any such information by any person, firm or corporation and Bank shall cause its officers, employees, and agents to take such action as shall be necessary or advisable, to preserve and protect the confidentiality of disclosing such information to persons required to have access thereto for the performance of this Access Agreement, or to any other party to which Bank may be required by law to report such information.  You agree to hold confidential and to use only in connection with the Service provided under this Access Agreement all information furnished to you by Bank or by third parties from whom Bank has secured the right to use the Service, including, but not limited to, Bank’s product and service pricing structure, system design, programming techniques or other unique techniques.  In addition, should you at any time receive or acquire any information relating to another customer of Bank, you must promptly return such information to Bank and not reveal such information to any other party and shall not make use of such information for your own benefit.  Our and your obligations and agreements under this paragraph shall not apply to any information supplied that was known to either party prior to the disclosure by the other, or is or becomes generally available to the public other than by breach of this Access Agreement, or otherwise becomes lawfully available on a non-confidential basis from a third party who is not under an obligation of confidence to either party.  Bank will not be held liable if Bank, its employees, and agents release such information because of a reasonable belief that you have consented to such disclosure.
Sign up for a reputable affiliate network: Aside from Amazon, there are dozens of large reputable affiliate networks, such as Share-A-Sale, Clickbank, and Skimlinks, that specialize in connecting you with merchants who are looking for affiliates to sell their products. They charge relatively low commission fees for the privilege of connecting you with merchants, and the merchants on these sites tend to offer much higher commission percentages or set dollar amount payouts.

MoneyMe ensures that repaying your loan is simple. We’ll set up your direct debits on your nominated payday and you will receive a reminder in advance of that date. Concerned you will miss your repayment as the date nears? The MoneyMe team is available via phone, email, live chat, Facebook or Twitter – we will work with you to help resolve the situation.
Is there a product or service that you are particularly enthusiastic about? If you are, you may be able to develop a website that is built around selling it. You don’t have to be the actual provider of the product or service either. There are many businesses that offer these products and will allow you to sell them on an affiliate basis. For example, you may be able to sell a product on your website for a commission of 20% or 30% of the sale price.
Now next, you’ll want to pick a WordPress theme from somewhere like ThemeForest, Elegant Themes or OptimizePress. This is the barebones design of your site, which you can then customize with your own branding, copy, and images. That being said, you don’t want to cheap out. It costs less than $100 to buy a theme that will make your website look professional (and you can upgrade to a completely custom design once you get the business going).

Start a bed and breakfast. If you live in a popular resort area or own a historic property, a B&B might be the perfect side hustle. Not only can you work at home with this career, but you’ll also score some tax write-offs in the process — although most innkeepers caution that the profession requires a lot of hard work and is more of an attractive lifestyle than a money-making pursuit.


Bank may reject any Transfer instruction without liability if you (a) failed to maintain sufficient available funds in the Account from which funds are to be debited for payment to Bank, (b) failed to pay in acceptable immediately available funds the amount of each Transfer transmitted by Bank, (c) cannot, or will not provide all information which Bank is required to obtain to comply with applicable law or regulation, including, without limitation, the Federal Bank Secrecy Act or (d) has not responded to Bank’s Optional Verification (defined below) requests or inquiries.
It’s an awesome post which I like the most and commenting here for the first time. I’m Abhishek founder of CouponMaal want to know more like you’ve said above in the points relaunch your old posts. Here I want to know is there any difference between changing the date, time and year while we’re relaunching old post OR we should relaunch the old post with the previous date, time and year. I mean it matters or not.
Some businesses may be interested in adding other types of paid content to your website. This could include videos, podcasts, or any other material that would work with your site and help a business market itself. Always make sure that paid content isn’t too promotional. It needs to add value to your audience first and foremost, and not just present as an advert.
Fraud Awareness Reminder: SunTrust representatives will never send you unsolicited emails requesting your PIN number, password or other security codes. You should be suspicious of unexpected emails that contains links or any telephone call, email, or letter that asks for confidential information.If you have received questionable emails, pop up web pages or scams, please forward the item(s)to emailabuse@suntrust.com. If you are concerned you have responded to a fraud attempt, or downloaded a virus and divulged confidential information, please call 800.SUNTRUST (800.786.8787) immediately.
If you're looking to address some immediate financial needs, then the app economy is likely right for you. Thanks to the global sharing phenomenon, launched in part by our smartphones and ever-burgeoning global connectivity, you could easily opt for some quick active income by using well-known apps. From ride sharing to deliveries and even quick tasks, there's an app for that today, as the saying goes. 
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