Sending secure messages through the River City Bank Secure Message Center is a way to communicate with Bank.  Secure messaging is provided for you to ask questions about your Accounts or Loans and provide general feedback and is accessible by logging into the River City Bank Secure Message Center found on www.rivercitybank.com.  To ensure the security of your Account and Loan information, we recommend that you use secure messaging when asking specific questions about your Accounts or Loans.  You cannot use the Secure Message Center to initiate transactions on your Accounts or Loans.  For banking transactions, please use the appropriate functions within the cash management system or call (916) 567-2899.
As they say, knowledge is power, so we want to make sure our Customers feel completely informed about the kind of loan decision they are going to make. Take a look at our quick answer online loan FAQs below. Need more detail? Give us a call or pop into one of our many locations and one of our skilled Representatives will gladly give you more information on loans offered near you.
People want to speak their minds and weigh in on subjects they feel passionately about, so building a community into your site is a great way to start a conversation and increase traffic to your website. Implement a robust commenting system through third-party solutions such as Facebook comments or Disqus, or create a dedicated forum where visitors can ask questions. Don’t forget to manage your community to ensure that minimum standards of decorum are met, however.
You agree to indemnify Bank against, and hold Bank harmless from, any and all losses, costs, damages and expenses (including reasonable attorney’s fees and costs of investigation, at trial and on appeal) arising directly or indirectly from, or relating in any manner to, (a) a breach of your warranties, representations, and/or agreements and obligations under this Access Agreement; (b) inaccurate information provided to Bank; or (c) any actions taken by Bank which were reasonably believed by Bank to be taken pursuant to this Access Agreement, including, but not limited to, actions taken by Bank to amend or cancel any of your instructions or requests or any decision by Bank to effect or not to effect a transaction as provided in this Access Agreement, or any other action taken by Bank in good faith pursuant to its responsibilities under this Access Agreement.  You agree to hold Bank harmless against all claims made by you or others resulting from Bank’s reasonable reliance on information and data furnished by you or resulting from activities Bank or its agents undertake at your request, or at the request of anyone Bank believes in good faith to be your authorized agent including, without limitation, costs, reasonable attorneys’ fees incurred in connections with such claims.  Bank will have the right to disburse or withhold any sum, which Bank is authorized to disburse or withhold.  This section will survive termination of this Access Agreement.
incredible post and just what i needed! i’m actually kinda new to blogging (my first year coming around) and so far my expertise has been in copy writing/seo copy writing. however link building has become tedious for me. your talk about influencing influencers makes perfect sense, but i find it difficult for my niche. my blog site is made as “gift ideas” and holiday shoppers complete with social networks. i get shares and such from my target audience, but i find that my “influencers” (i.e etsy, red box, vat19, etc.) don’t allow dofollow links and usually can’t find suitable sources. I guess my trouble is just prospecting in general.
Each of your Accounts at River City Bank is also governed by the applicable account agreement(s) and disclosure statement(s) (collectively, the “Deposit Agreement and Disclosure”).  It is Customer’s responsibility to ensure that a copy of this Access Agreement and the Deposit Agreement and Disclosure is provided to each signer, Authorized Agent, Services user, and all owners and beneficiaries of the Accounts.
Plan your link structure. Start with the main navigation and decide how to best connect pages both physically (URL structure) and virtually (internal links) to clearly establish your content themes. Try to include at least 3-5 quality subpages under each core silo landing page. Link internally between the subpages. Link each subpage back up to the main silo landing page.

High-quality content: Not only should you be blogging more frequently, but your content must be valuable and of high quality. You readers will only come back for more if your contents are educational and are useful. This will create more shares and more traffic. If you do not have quality information to write about, I would suggest not blogging at all for that week. Keywords should be used to get your work found and quality content is necessary to keep readers on your blog and to bring them back to it. Don’t forget to write longer posts. Anything above 1000 words is really great while other experienced bloggers aim for 2000-3000 words. This means you are thorough and proving lots of amazing information that your readers will love. 


Another tip you can use is just reach out to the prior agency and say something like the following: “We realise you were using link networks for our website which has resulted in a Google penalty and loss in business. Can you please remove my website from any link network you have built?”. If the prior agency is decent, they will remove the links from the network.
Each such Transfer will be done on the Business Day Bank receives the Drawdown Request from the Requesting Bank if the Drawdown Request is received within a reasonable time to determine whether your Accounts have sufficient available funds and to obtain access to the Federal Reserve network prior to the end of that business day. Bank may reject any Drawdown Request in excess of the collected and available balance. Requesting Bank will be notified if the request is rejected by Bank. Your obligation to pay Bank the amount of the Transfer in the event that the Fedwire message does not identify the same account of financial institution is not excused in such circumstances. With respect to incoming wire transfers that do not indicate an account number recognizable by Bank, Bank may return the wire transfer to the sending financial institution without incurring any liability.
Organic traffic is the primary channel that inbound marketing strives to increase. This traffic is defined as visitors coming from a search engine, such as Google or Bing. This does not include paid search ads, but that doesn’t mean that organic traffic isn’t impacted by paid search or display advertising, either positively or negatively. In general, people trust search engines, and sayings such as “just Google it” reinforce that humans are tied to the search engine. Thus, paid search, display, or even offline campaigns can drive searches, which may increase organic traffic while those campaigns are running.
Thanks for a this timely article. If I understand it correctly, are you saying that we would better be off looking at market data in our niche and make an article of that for influencers to share rather than actionable tips that the target clients would be interested in? Shouldn’t there be a double strategy – articles for the influencers to share and articles for the users to enjoy?
The peer-to-peer concept is coming to virtually every corner of human existence. That includes the hospitality industry. Through AirBnB you can actually rent out your house for various lengths of time for a predetermined fee. That gives you an extra income on your house and gives the visitor the benefit of having an entire house, rather than being crammed into a single hotel room.
Find work. When you first start out, you may have to accept work writing about a topic you don’t find all that interesting. You must keep an open mind and be willing to accept work that may not be in your desired field. However, as you continue to write, you not only learn about more topics, but you also build your reputation. With time, you can be choosier about assignments you want to accept.[19]

If a Transfer request or instruction or payment or payment order identifies a beneficiary, beneficiary’s bank, or intermediary bank inconsistently by name and an identifying number (such as an account number, SWIFT address or universal identification number), the beneficiary bank or intermediary bank may make payment based solely on the identifying number.  In such cases, the payment will be final even if the identifying number you provided does not correspond to the beneficiary you identified.  Any losses resulting from an incorrect identifying number are your responsibility and not Bank’s responsibility.  Your obligation to pay the amount of the Transfer will not be excused by your error.  For Transfers sent in or returned to Bank, Bank is also entitled to rely on the identifying number as proper identification of a beneficiary and to credit the account based solely on that identifying number.  Bank has no duty to determine if the name and identifying number are consistent.


In agreeing to utilize the Same-Day ACH service, the Customer represents and warrants that it has established and maintains physical and electronic security controls to protect against fraud perpetrated by means of physical or electronic intrusion, insider complicity and by means of impersonation of Customer’s Authorized Agents and other personnel. If Bank receives any Same-Day transaction request purporting to be made on behalf of the Customer and which request was able to be sent to the Bank due to any failure or deficiency in Customer Systems, the bank will have no liability to Customer for honoring such transaction request and customer must indemnify the Bank from any and all losses arising from Bank’s acting on that transaction request.


Creating your own food blog, will not only be fun but done well it should also be profitable. Link your site to affiliate cooking products, sell your food photos, create and sell your own physical cookbook, or launch a cooking app. Equally, you could turn your cooking blog into a membership site. You would then share all your content, including recipes, how to videos, food photographs, and much more, with only your paid up members.
Ask a marketer or business owner what they’d like most in the world, and they’ll probably tell you “more customers.” What often comes after customers on a business’ wish list? More traffic to their site. There are many ways you can increase traffic on your website, and in today’s post, we’re going to look at 25 of them, including several ways to boost site traffic for FREE.

After successful implementation and installation of any software and hardware related to the use of this Service, you shall endorse each check to be deposited in accordance with the Procedures, scan the front and back of each Item to be deposited, capture the image of the front and back of each Item, capture the MICR encoding on each Check, and transmit the image file(s) (individually or collectively, a “File”) to Bank in accordance with the procedures in the “Remote Deposit Procedure Manual” (“Procedures”) provided to you by Bank. Bank reserves the right to amend the Procedures with or without prior notice to you. Bank may also provide you with Security Code to access the Service. You agree to (a) comply with the Procedures, (b) take reasonable steps to safeguard the confidentiality and security of the Security Code, the Procedures and any other proprietary property or information Bank provides to you in connection the Service: and (c) notify Bank immediately if you have any reason to believe the security or confidentiality required by this provision has been or may be breached. Bank’s security procedures are not designed for the detection of errors. Bank will not be obligated to detect errors by you or others, even if Bank takes certain actions from time to time to do so.
Thank you Brian. I am so brand spanking new to all this and i am really struggling with understanding it all. I have tried to read so many thing to help my website and this was the first article to really make sense however Being an urban, street menswear online store i feel like my niche is too broad?.. Ahh Feel like I am drowning maybe I need to do your course! Thanks again for the read I will be doing a lot more thats for sure
You will have no right to cancel or amend any Entries received by Bank after it has been approved by you and released to Bank.  However, if your request complies with the security procedures, Bank may use reasonable efforts to act on the request prior to transmitting Entries to the ACH or gateway operator or, in the case of an on-us entry, prior to crediting a receiver’s account, but will have no liability if the cancellation or amendment is not effected.  You will reimburse Bank for any expenses, losses, or damages Bank may incur in effecting or attempting to effect your request.
Beyond organic and direct traffic, you must understand the difference between all of your traffic sources and how traffic is classified. Most web analytics platforms, like Google Analytics, utilize an algorithm and flow chart based on the referring website or parameters set within the URL that determine the source of traffic. Here is a breakdown of all sources:

Using Fiverr is a great way to pick up work. Once you have signed up you can advertise your services. Fiver allows you to create your own gigs, whether you are offering web design, digital marketing, writing, or something else. You can choose how much you want to charge (it can be more than a fiver) and people will then contact you if they are interested in working with you. Fiverr will not only help you get experience if you are just starting off as a freelancer, but it will also help you earn some extra cash.
Getting businesses to advertise on your podcast, either at the beginning or end or both is a great way to create a revenue through podcasts. Most businesses won’t be keen to advertise on your podcast until you can prove a large number of listeners. Therefore, it is unlikely you will be able to start out from the get-go with sponsors. But once you accumulate regular listeners or a high number of downloads from iTunes, you can start to sell advertising space on your podcasts.

Outsourcing is the new and dominant wave of the business world. As businesses shed employees, they increasingly turn to independent contractors to supply what in-house staff used to do. One of the ways they do this is through virtual assistants. These are people who provide certain tasks online. Businesses can use virtual assistants as much or as little as they need to. If you can make yourself available to multiple businesses, you might have plenty of work without ever leaving your house.


Find work. When you first start out, you may have to accept work writing about a topic you don’t find all that interesting. You must keep an open mind and be willing to accept work that may not be in your desired field. However, as you continue to write, you not only learn about more topics, but you also build your reputation. With time, you can be choosier about assignments you want to accept.[19]

The Bill Payment Service allows you to schedule bill payments through Cash Management Services. You can schedule, at your option, for the payment of your current, future and recurring bills from any of your eligible River City Bank checking accounts. There is no limit to the number of payments that may be requested to be made from your checking accounts. Other account types may have transaction limitations as described in your Deposit Agreement and Disclosure. You may pay any merchant or individual through the use of Bill Payment Service. By furnishing us with the names of payees/merchants, you authorize us to follow the payment instructions to these payee/merchants that you provide us through Cash Management Services. The earlier of (a) the date you designate that you would like a payment to be sent and (b) the date the bill payment system can send payment under our normal operating procedures is called the “Send Date”. When we receive a payment instruction (for the current or a future date), we will transfer funds to the payee on your behalf from the funds in your bill payment Account on the Send Date.
Not sure exactly why, perhaps I used a number too big and since my page is about classifieds, it probably seemed too much to browse through 1500 ads, I assume? Somewhat like you would post 800 tips for better ranking? Don’t know, will try to change things a bit and see how it goes, but you really gave me some new suggestions to go for with this article. Thanks again 🙂
So, you have downloaded your links profiles on a CSV and you now have an extensive list of all your linked domains. If you have been doing SEO for 8+ years like me you can probably just know from analysis which links are bad from a TLD and URL point of view. If you do not know too much you can use tools such as Link Detox: http://www.linkdetox.com/ to complete analysis of your link profile. I would always consult the advice of an expert SEO in this instance because it is easy for these tools to mistake good and bad links.
Hi , the post is really nice , and it made me think if our current strategy is ok or not , 2 things are important " High quality content strategy " and " Good quality Links " now joining those correctly can pose some real challenges , say if we have n no of content writers who are writing for couple of websites, to be generic let’s consider , 1 writer @ 1 website . We have to write make a content strategy for in-house blog of the website to drive authentic traffic on it and a separate content strategy for grabbing  links from some authentic High PR website i.e. CS should be 2 ways , In-house / Outhouse .
What a huge, great list of ideas – bookmarked this as I know I’ll be coming back to go over it again and again. Here’s another item that could have made the list. I found a financial directory that’s useful for info on making money online. It’s http://money.madbeetech.com. What I like about it is that each directory listing includes ebooks and videos that can be instantly downloaded. All sorts of stuff for people who have their own website, and people who don’t (but still want to make money online).
As well as selling your eBooks, Amazon can also create paperback copies of your book. CreateSpace, an Amazon-owned company, will help you self-publish your book. A relatively straightforward process, you must upload your work to CreateSpace and submit it for review. Your book will then be displayed on Amazon, and printed on demand and shipped by CreateSpace when purchased. And you can collect up to 70% royalties for each book sold.
If Customer processes no more than 50 items per month through Bank, then Customer may elect the Scan Only Lockbox Service. If this Service is elected, then Customer will deliver items to the address set forth below in this Section 2. Bank will open envelopes containing items, scan only the front side of items and email to Customer a PDF file containing the item scan images. Bank will not create electronic checks or otherwise process the information on the items. Bank will maintain an electronic copy of scanned items for 60 days from the date the image is created and Bank will shred or otherwise dispose of the original items after the 30th day following receipt of the items. The fees and charges for the Scan Only Lockbox Service are set forth on Attachment A to the Access Agreement.

You must also capture and transmit to Bank the full-field MICR encoding on each Check.  In accordance with the Procedures, you must ensure that the following information is captured from the MICR line of the check:  (1) Routing Transit Number, (2) Account Number, (3) when encoded, Check Amount, and (4) when encoded, the serial number and the process control field.

This Lockbox Services Agreement (“Lockbox Agreement”) governs Customer’s use of the Lockbox Services (the “Service” in this Lockbox Agreement) in association with Customer’s deposit accounts with Bank (collectively, the “Account”). By using the Service, Customer agrees to the terms and conditions of this Lockbox Agreement and all exhibits, schedules, appendices, addenda and other attachments hereto, which are part of this Lockbox Agreement. In the event of a conflict between the terms of this Lockbox Agreement and the terms of the Access Agreement., this Lockbox Agreement will control to the extent of such conflict. The terms “we,” “us,” “our,” “River City Bank,” and “Bank” refer to River City Bank. “Customer”, “you” and “your” refer to the party in whose name an Account is maintained, each signer on each deposit or other account through which the Service are accessed or used, including those specified on Attachment A hereto, and all owners of those accounts (collectively, the “Account”). The term “Access Agreement” means the Online Cash Management Access Agreement between Bank and you to which this Lockbox Agreement is attached.
Cafe Press: This website allows you to create digital designs that can then be sold on the platform. You'll earn a commission for everything that sells and you'll never have to deal with printing, warehousing, customer service and so on. The site has over 2 million independent designers that have created products being sold online here. If you have some graphic design skills, then this is a great potential source for your web-based income. 
Cafe Press: This website allows you to create digital designs that can then be sold on the platform. You'll earn a commission for everything that sells and you'll never have to deal with printing, warehousing, customer service and so on. The site has over 2 million independent designers that have created products being sold online here. If you have some graphic design skills, then this is a great potential source for your web-based income. 
If Images of Items you previously deposited are dishonored and returned unpaid by the drawee bank or are returned by a clearing agent for any reason, including but not limited to issues relating to the quality of the Image, you understand and agree that, since you either maintain the original Item or have destroyed the original Item in accordance with this Remote Deposit Agreement, including the “Maintenance and Destruction of Original Item” section, the original Item will not be returned and Bank may charge back an Image of the Item to your checking account. You understand and agree that the Image may be in the form of an electronic or paper reproduction of the original Item or a substitute check. Unless otherwise instructed by Bank, you agree not to deposit the original Check if an Image or other debit as previously described is charged back to you.
I find it interesting that you talked about nutrition supplements for athletes. I am very close to launching such a product for enhancing aerobic exercise performance in women (ie. improved times in a 3 mile run).. The product contains no stimulants or exotic herbs. In fact three of the five ingredients are well known minerals, but in forms not found in most multi-vitamin-mineral supplements. The research behind the product comes from me. The credibility behind the research is that I am a professor of human nutrition with over 100 research papers. Now, the trick will be to use my connections and credibility in a business savvy way.

Organic search engine ranking solely relies on your ability to attract free traffic through Search Engine Optimization (SEO). In other words, you can’t pay Google to improve your website’s organic ranking. The only way to make this happen is to create high-quality, SEO-friendly content for your website and social media. The web content needs to be optimized for organic keywords without compromising its quality. As a result, getting a higher organic search ranking can be quite difficult.
Content is at the heart of organic search marketing. However, actually creating the content that can rank organically is the toughest part. Digital marketers face several challenges when meeting the demand for original and relevant content. According to a recent survey by ClearVoice, time, content quality, content creation, content scaling, and idea generation were the top five challenges for content marketers.

Guest blogging purely for inbound links is a flawed strategy because the value of those links are going down. However, guest blogging for traffic is still an incredibly viable strategy. While that inbound link you get at the end of a guest post doesn’t have as much SEO value as it used to, it still has the value of exposing your content to a new audience.
For some Organic Traffic is the bread and butter of PPC and Affiliate advertising income. The landing pages of Organic Traffic provides an opportunity for bloggers to make some decent money. The general idea behind organic traffic is to optimize your website so it’s friendly to search engine bots which allows your website to be properly indexed from Google and other major search engines.

Normally you’ll be asked to test a few websites by visiting them and to document and record your reactions and thoughts as you go through it. It’s really easy to get set up making extra money online by testing websites. All you need to do is sign up to the following services: UserTesting.com, Userlytics, TryMyUI, Userfeel, TestingTime (UK only), or Side Income Jobs.


When you schedule a payment or transfer pursuant to this Agreement, you authorize Bank to withdraw the necessary funds from your Accounts.  You agree that you will instruct Bank to make a withdrawal only when a sufficient balance is or will be available in the applicable Account at the time of withdrawal.  If you do not have a sufficient balance, including available credit under any overdraft protection plan, fees may apply, and we may complete the transfer or payment.  For more information, please see your Deposit Agreement and Disclosure.
A popular tactic to make money on social media is to pay for advertising affiliate products. Create ads for particular affiliate products that are big sellers and have a high yield. Then target these ads at specific custom audiences to ensure your ads are viewed by those who will have an interest in the product you are promoting. If viewers click through your from advert to the product page and make a purchase then you will earn an affiliate fee.
I think Drop shipping is the best way that can help you make money online. It is the only way that allows you to start an online business without investing capital in inventory, warehouse and to buy products individually from a wholesaler and ship them directly to your customer. Moreover, with my drop shipping experience, you will learn key strategies that you won’t learn anywhere else to help your online business grow and thrive.
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