Kristine Schachinger has 17 years digital experience including a focus on website design and implementation, accessibility standards and all aspects of website visibility involving SEO, social media and strategic planning. She additionally specializes in site health auditing, site forensics, technical SEO and site recovery planning especially when involving Google algorithms such as Penguin and Panda. Her seventeen years in design and development and eight years in online marketing give her a depth and breadth of understanding that comes from a broad exposure to not only digital marketing, but the complete product lifecycle along with the underlying technology and processes. She is a well known speaker, author and can be found on LinkedIn, Google+ and Twitter.
Like talking to people and helping walk them through problems? You can bring in extra income as a contract customer support superstar for companies all over the world. Due to the 24/7 nature of online businesses, companies are looking for people in different time zones to help deal with issues that their users are having. Better yet, if you have experience in service or retail you’ll be perfectly suited. Check out indeed or the other remote job boards I listed earlier to find opportunities.
You agree that by submitting an EFT transaction: (a) you have approved all information contained in the batch and (b) you have waived and released any claim against Bank arising out of any errors in the information which you have not yourself corrected or have not requested Bank to correct. Final audit responsibility rests with you. Bank will not have any responsibility for verifying the accuracy of any data you provide or directly inputs via the Internet. Before you initiate the first Entry involving a customer, you agree to obtain from such customer authorization to initiate Entries to the customer’s account, which authorization must comply with the Rules. You agree to provide each customer with a copy of their authorization. Each Entry thereafter may only be made pursuant to such authorization, and no Entry may be initiated by you after such authorization has been revoked or the arrangement between you and such customer has terminated. You agree to retain customer authorizations for two years after they are terminated and other documents related to Entries for a period of two years and agree to immediately furnish any such authorizations and any related documents to us upon request.
In agreeing to utilize the Same-Day ACH service, the Customer represents and warrants that it has established and maintains physical and electronic security controls to protect against fraud perpetrated by means of physical or electronic intrusion, insider complicity and by means of impersonation of Customer’s Authorized Agents and other personnel. If Bank receives any Same-Day transaction request purporting to be made on behalf of the Customer and which request was able to be sent to the Bank due to any failure or deficiency in Customer Systems, the bank will have no liability to Customer for honoring such transaction request and customer must indemnify the Bank from any and all losses arising from Bank’s acting on that transaction request.
This Online Cash Management Access Agreement (this “Access Agreement” or “Agreement”) sets forth the terms and conditions governing Cash Management Services as well as the other Services.  The term “Cash Management Services” means the services provided by Bank under this Access Agreement other than the other Services offered through the Schedule Agreements (defined below).  “Services” means any and all of the services provided by Bank under this Access Agreement and the Schedule Agreements.  By using Cash Management Services, you agree to the terms and conditions of this Access Agreement and by using any of the Services offered by us under an agreement attached as a Schedule to this Access Agreement, you also agree to the terms and conditions of that agreement and all exhibits, schedules, appendices, addenda and other attachments thereto.  All agreements attached as Schedules to this Access Agreement are part of this Access Agreement and this Access Agreement is a part of each of those agreements.  In the event of a conflict between the terms of this Access Agreement and the Deposit Agreement and Disclosure or any Loan Advance Agreement (each as defined below), the terms of this Access Agreement will control to the extent of such conflict.  In the event of a conflict between the terms of this Access Agreement and the terms of a Schedule Agreement, the terms of such Schedule Agreement will control to the extent of such conflict.  The terms “we,” “us,” “our,” “River City Bank” and “Bank” refer to River City Bank.  The terms “Customer”, “you” and “your” refer to the party in whose name an Account is maintained, each signer on an Account, each Authorized Agent and Services user, and all owners and beneficiaries of the Accounts.
You agree to indemnify Bank against, and hold Bank harmless from, any and all losses, costs, damages and expenses (including reasonable attorney’s fees and costs of investigation, at trial and on appeal) arising directly or indirectly from, or relating in any manner to, (a) a breach of your warranties, representations, and/or agreements and obligations under this Access Agreement; (b) inaccurate information provided to Bank; or (c) any actions taken by Bank which were reasonably believed by Bank to be taken pursuant to this Access Agreement, including, but not limited to, actions taken by Bank to amend or cancel any of your instructions or requests or any decision by Bank to effect or not to effect a transaction as provided in this Access Agreement, or any other action taken by Bank in good faith pursuant to its responsibilities under this Access Agreement.  You agree to hold Bank harmless against all claims made by you or others resulting from Bank’s reasonable reliance on information and data furnished by you or resulting from activities Bank or its agents undertake at your request, or at the request of anyone Bank believes in good faith to be your authorized agent including, without limitation, costs, reasonable attorneys’ fees incurred in connections with such claims.  Bank will have the right to disburse or withhold any sum, which Bank is authorized to disburse or withhold.  This section will survive termination of this Access Agreement.

Subject to the terms and conditions of this Remote Deposit Agreement, Bank shall provide the Service to you, which allows you to make deposits to the Accounts listed in Attachment B to the Access Agreement from your office by scanning checks on a desktop scanner. The scanner will capture an image of the front and back of the check and will read and capture the MICR line of the check. After capture of the image and data, you will transmit a file, via the Internet, to Bank or Bank’s designated processor (“Processor”) and Bank will provisionally credit (as defined in the “Provisional Credit and Availability of Funds” section below) your Account for the amount of the deposit and enter the images of the checks or the paperless debit entries into the collection process in accordance with the provisions of the Deposit Agreement and Disclosure and this Remote Deposit Agreement. You acknowledge and agree that Bank may discontinue this Service, or any related content, features, products or services, or the terms thereof, at any time without notice or liability to you or any third party.


For our client: We rolled out numerous new pieces of content onto their blog and news section; we aimed to make the content creative and funny. As the client was in the careers space we made use of “funny interview questions” and “technical interview questions” style articles. It was amazing that one of the articles even made it to the first page of Reddit. We also pushed out content which was related to various holidays in that year and also specific to the client’s industry and also current trends in the market. 
Do you constantly come up with witty one-liners? Do you dream of the days of Mad Men-style advertising? If you’ve got some branding chops or just come up with imaginative copy, there are lots of opportunities to make money online through company naming and slogan contests. If you think you have a knack for names check out the Squadhelp platform where you can earn a little extra money online by naming brands, services, products, company slogans and even help out on the logo design front if you've got the chops.
For some Organic Traffic is the bread and butter of PPC and Affiliate advertising income. The landing pages of Organic Traffic provides an opportunity for bloggers to make some decent money. The general idea behind organic traffic is to optimize your website so it’s friendly to search engine bots which allows your website to be properly indexed from Google and other major search engines.
Organic is what people are looking for; the rest of these simply put things in front of people who may or may not be seeking what you offer. We know that approximately X number of people are looking for Y every day. So if we can get on front of those people, we have a much greater opportunity to create long-term relationships and increase our overall ROI.
You shall indemnify and hold harmless Bank from any direct or indirect claims arising from your conduct as a Third-Party Sender. You are solely responsible for ensuring that you are operating in compliance with the Rules and applicable law, and you agree to fully cooperate with Bank to resolve any issues relating to such conduct, including by sharing information relating to Entries or Returns and the development of reports or other documentation.
Writing copy for websites is another great freelancing option for those who have a way with words. Copywriting can involve writing the text for websites, press releases, promotional offline materials including leaflets and brochures, and any other professional text for businesses. While writing blog posts is well paid it won’t make you as much money as writing copy for sales pages. However, clients can be more fussy, as they want the highest quality writing for the forefront of their website or advertising campaigns. Many freelance writers offer both copywriting and blog writing amongst their services. This can be a good way to juggle regular but lower paid clients (blogging) with the higher paid but ad-hoc project based copy work.
You agree that in the event that you are not able to capture, balance, process, or otherwise transmit a File to Bank for any reason, including but not limited to communications, equipment or software outages, interruptions or failures, you will transport the physical checks and deposits to the closest office of Bank and deposit the original checks with Bank until such time that the outage or other interruption can be identified and resolved.  The deposit of original checks at an office of Bank is governed by the terms and conditions contained in the Deposit Agreement and Disclosure and not by the terms of this Remote Deposit Agreement.  Notwithstanding the foregoing and to the extent applicable, all of your representations and warranties in this Remote Deposit Agreement apply to the deposit of original checks.
How much will you make? I think my best month with Google AdSense was almost $5,000 over the last ten years. That amazing month blew my mind since it was actually near the beginning of my blogging journey. When you go from making zero to $5,000 in a month, that will rock your world. For me, it also got me even more excited because I knew there were other ways to monetize.
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