Online savings accounts usually come with crazy good interest rates to help you grow your money faster (regular in-person banks can’t offer rates as high). We’re fans of CIT Bank and Discover Bank (among others) because their interest rates are often over 25 times the national average. That means the money in your savings account will grow 25 times faster than the pace it’s most likely growing at now. Really, though, you can’t go wrong with pretty much any online savings account that offers over 1.50% APY 🙂
Customer agrees to hold Bank harmless against all claims made by Customer or others resulting from Bank’s reasonable reliance on information and data furnished by Customer or resulting from activities Bank or its agents undertake at Customer’s request, or at the request of anyone Bank believes in good faith to be an authorized agent of Customer including, without limitation, costs, reasonable attorneys’ fees incurred in connections with such claims.
Once you have that problem or need nailed, the next step is to validate that idea and make sure you’ve actually got customers who will pay for it. This means building a minimum viable product, getting objective feedback from real customers, incorporating updates, testing the market for demand, and getting pricing feedback to ensure there’s enough of a margin between your costs and what consumers are willing to pay.
Visual assets aren’t regular images you might pull from a Google Image search. Instead, these are unique diagrams or infographics you’ve created specifically for your epic content. These kinds of diagrams or infographics explain a theory, communicate a point, or showcase data in exciting and interesting ways—and gain attention (and links) because of it.

In the Search Analytics you can find statistics about your clicks, impressions, CTR and position. You can find and analyze individual keywords and see which pages are ranking for those keywords. You can find new keywords that are bringing traffic to you and use them better. For example, if you have page with high CTR that don’t ranks on google first page, but still has good position, find some good keywords and build links to that page to move it into the first page. You can also discover opportunities for pages or words that get traffic that you never knew about and optimize them.

In its sole discretion, Bank may, but is not required to, seek verification or other authorization of any EFT instruction or related communication in addition to the verification required under the Security Procedures (the “Optional Verification”). In seeking such Optional Verification, Bank may contact you by any means it deems reasonable in order to obtain assurance it deems reasonable as to the authenticity or other correctness of an EFT request or instruction. Bank has no obligation to perform any Optional Verification at any time. However, if upon attempting to obtain such Optional Verification, Bank is unable to do so to its satisfaction, then Bank may, in its sole discretion, either make the EFT or decline to make the EFT or follow the instructions or decline to follow the instructions. In such an event, Bank will not be liable to you for any actual loss of any kind or for any consequential, punitive or exemplary damages in any amount, provided that Bank has acted in good faith.
Working for a digital marketing agency, I often meet companies that run an active corporate blog at high cost but still struggle to get any significant amount of traffic to their website. “No one reads my blog”, they complain. This situation is hardly a surprise given the common startup content marketing myth that simply writing a few posts that target some selected keywords will put you on track to exponential organic growth. WRONG! This content marketing strategy stopped working about 10 years when content shock set in meaning was more free content being published on the internet than we could possibly consume. Today, for almost any search query or question, we can find the entire first ranking page on Google plastered with pretty much the exact same answers and text. So what’s the solution to breaking through the content shock and making sure your blog gets read?

Creating and selling courses on your blog can be a successful way to make money online. The course itself should be relevant to your blog, and based on a topic that will benefit your audience. Although it may take time to create the course in the first instance, once completed, you can then repeatedly make money from the course each time you sell it.
21. Facebook – Facebook swap shops are great for selling things locally. It’s like CraigsList, but a little easier. You simply search for swap shops in your area and ask to join the group. Once you’re in, take a picture of the item, write a quick description with the price and post it. It doesn’t get much easier than that. You can generally expect to get about what you would get at a yard sale, maybe a little more.
Google doesn't always include a whole paragraph of text in the Featured Snippet. If you add "Step 1," "Step 2," "Step 3," etc. to the start of each HTML heading within your content (for example, within your H2 tags), Google will sometimes just list out your headings within the Featured Snippet. I've started to see this happen more and more in keywords beginning with "how to".
Of the dozens of available programs online, there is a clear third choice. E-Poll provides a convenient online forum for you to express your opinions on a variety of issues that affect our daily lives. E-poll's goal is to give users an effective tool to project their voice through interactive surveys. Earn valuable reward points that can be converted to cash or traded in for gift cards and other exciting stuff. Sign up today to become an E-Poll member.
What we look for in a list like this is to identify the pages that are performing well so we can continue to capitalize on those. In this example, we see that the inventory pages are getting significant traffic, which is great, but we also see that the Team page and the Service page are both also ranking well. With this information in mind, we should revisit these pages to ensure that they are structured with the right content to perform as the visitor’s first page view, possibly their first glimpse at your business.
Sponsored posts work much in the same way as paid guest posts, but they are posted by big businesses instead of individual bloggers. Therefore, the scope for fees is much higher, as businesses have larger marketing budgets than humble bloggers. Having sponsored posts by large companies will also help promote your site as reputable and as a leader in its field.
If you apply and get approved for a line of credit loan, you can take out cash advances up to your credit limit. A line of credit loan functions similarly to a credit card – as long as you make your loan payments on time, you can borrow the amount of cash you need (up to your credit limit). At Speedy Cash, once you’re approved for a line of credit loan, you won’t need to reapply every time you need to take out more money!
Ever since the idea of online auctions came into existence, the online selling market has been on the rise. Many are interested, but don’t know how to get started. There are still all kinds of ways to make money by selling online, whether you’re selling what you already have or buying and selling like a store. Before we get started, here are a few general tips when selling anything online:

If you don’t mind doing other people’s chores, then TaskRabbit is a great option for making money online. Earn extra income by walking your neighbor’s dog or mowing Mr. Smith’s lawn. It might seem like not the most lucrative option, but the top taskers reportedly earn as much as $7000 a month, making this a full-time way to make money online for some.
The Service will enable you by using the Internet to enter EFT information and to approve and release it to Bank for transmission of Entries in accordance with the Rules (as defined above). Bank may reject any Entry created therefrom which does not comply with the requirements in this EFT Agreement or the Rules or with respect to which the account does not contain sufficient funds to pay for the Entry. Bank may reject an Entry created therefrom received for credit to an account maintained at Bank (an “on-us entry”) for any reason for which an Entry may be returned under the Rules. If any Entry is rejected, Bank will make a reasonable effort to notify you promptly so that you may correct the Entry and resubmit it. A notice of rejection will be effective when given. Bank will have no liability to you by reason of the rejection of any Entry, the fact that notice is not given at an earlier time than that provided for in this EFT Agreement or for any loss resulting from Bank’s failure to provide notice. If you request that Bank repair an Entry on your behalf, Bank will not be liable for any action it takes regarding the requested repair.
You must consider mobile optimization to improve the rankings of your SERP’s on the mobile platform. This is especially important moving forward as an increasing number of searches are completed on mobile devices. As Martech reports currently up to 50% of all Google searches are completed on mobile devices. If the competition in your niche doesn’t bother with mobile optimization then you’ll have the advantage.
18. CraigsList – Some things don’t ship very well. Other things may make you feel uncomfortable to sell to someone across the country. Anytime you’re selling a large item or something you just don’t want to ship, Craigslist is a great place to go. It’s simple to list your item (again, take good pictures!). If you don’t like the idea of putting your phone number out there, the interested individual can send you a message to your inbox without even getting your email address.

If we in our discretion overdraft any of your Accounts to make any transfers pursuant to this Access Agreement, we will not be obligated to do so in the future, regardless of the number of times we shall have previously allowed such overdrafts.  You are liable for the payment of any transfers made by us pursuant to this Access Agreement even though there were insufficient funds in your Accounts at the time the transfers were made.
If you check out some of the suggestions below this though, you're likely to find some opportunities. You can also plug in a few variations of the question to find some search volume; for example, I could search for "cup of java" instead of "what is the meaning of a cup of java" and I'll get a number of keyword opportunities that I can align to the question.
Google is currently been inundated with reconsideration requests from webmasters all over the world. On public holidays the Search Quality teams do not look at reconsideration requests. See below analysis. From my experience it can take anywhere from 15-30+ days for Google to respond to reconsideration requests; during peak periods it can even take longer.
Start a bed and breakfast. If you live in a popular resort area or own a historic property, a B&B might be the perfect side hustle. Not only can you work at home with this career, but you’ll also score some tax write-offs in the process — although most innkeepers caution that the profession requires a lot of hard work and is more of an attractive lifestyle than a money-making pursuit.
Add meta tags. While meta tags might not boost your organic traffic directly, they do boost it indirectly. By creating better, more accurate meta tags, users will know what your pages are about when searching for specific keywords. This will reduce bounce rate and indicate to Google that your user experience is strong. Therefore, add meta title, description and slugs to your post that include the keyword and explain your post.
Walk around your neighborhood or town and I’m sure you’ll see tons of great local businesses with terrible design. However, with increasingly easy-to-use tools like Adobe Illustrator, Venngage, Stencil, and Visme, just about anyone with a creative mindset and a good amount of motivation can start making money online by being a graphic designer for local companies.
Clearly, there's a lot of demand on Amazon, and if any product is going to sell, it's going to sell well on Amazon. But the goal here is to source the right products that will easily sell at the world's largest online retailer. Generally, products between $10 and $50 sell very well here. Just be sure to do the right market research before jumping on this bandwagon.
Proz.com is a site where you can get paid to translate all kinds of documents, including files and even conversations. The site provides you with an opportunity to list your services as a translator. They offer opportunities in Spanish, German, Italian, Chinese, Arabic, Japanese and other languages, and specialize in legal, medical, technical and other fields.

Remember when you used to rely solely on search engines for traffic? Remember when you worked on SEO and lived and died by your placement in Google? Were you #1? Assured success. Well, okay, maybe not assured. Success only came if the keywords were relevant to your site users, but it was the only real roadmap to generating site traffic and revenue.
People love to learn, and webinars are an excellent way to impart your wisdom to your eagerly waiting audience. Combined with an effective social promotion campaign, webinars are a great way to increase traffic to your website. Send out an email a week or so ahead of time, as well as a “last chance to register” reminder the day before the webinar. Make sure to archive the presentation for later viewing, and promote your webinars widely through social media. If you're wondering how to do a webinar, click the link for some tips.
If you've developed valuable skill sets or picked up certifications within your industry over the years, offering your consulting services to local business owners can be a lucrative way to make money online. Whether you're an expert marketer, business strategist, or manufacturing aficionado, there's likely a local business owner who's willing to pay you to help them solve an issue with their company. Start with this 18-step checklist to becoming a local business consultant from Karyn Greenstreet and then use my guide to crafting an effective cold email to convince them to hire you.
Now, I know what you’re thinking. Most of the software and apps you use on a regular basis are made by massive companies or established development studios. Well, yes. But many successful apps, particularly those in the Apple and Google stores, are created and marketed by individuals and small businesses. In fact, independent developers made $20 billion in the App Store in 2016 alone.

Better yet, you can even upload your own book to one of the world’s largest book sellers: Amazon. With Amazon self-publishing, you set the price, retain the rights to your book, and get access to Amazon’s massive audience. For every sale, you keep 70% with Amazon taking the remainder as a fee. If you want to get started, check out Leslie Samuel's great guide to selling eBooks online or follow Tara Gentile on CreativeLive as she shows you how to use your existing body of work to write an eBook within the next week. Who knows, you might just write one of the best business books of this year!
Alibaba is a Chinese eCommerce store that matches Chinese suppliers with buyers all over the world. Prices are extremely cheap, providing the possibility of large profits. However, with the potential profits comes more risk. As you are dealing with suppliers in China, if the quality of the product that arrives isn’t up to standard there is little that you can do about it.
Other information placed on the Item prior to the time an image of the Item is captured, such as any required identification written on the front of the Item and any endorsements applied to the back of the Item.  Images shall also meet any standards for image quality established by American National Standards Institute (ANSI), the Board of Governors of the Federal Reserve, or any other regulatory agency, clearing house or association.
This Online Cash Management Access Agreement (this “Access Agreement” or “Agreement”) sets forth the terms and conditions governing Cash Management Services as well as the other Services.  The term “Cash Management Services” means the services provided by Bank under this Access Agreement other than the other Services offered through the Schedule Agreements (defined below).  “Services” means any and all of the services provided by Bank under this Access Agreement and the Schedule Agreements.  By using Cash Management Services, you agree to the terms and conditions of this Access Agreement and by using any of the Services offered by us under an agreement attached as a Schedule to this Access Agreement, you also agree to the terms and conditions of that agreement and all exhibits, schedules, appendices, addenda and other attachments thereto.  All agreements attached as Schedules to this Access Agreement are part of this Access Agreement and this Access Agreement is a part of each of those agreements.  In the event of a conflict between the terms of this Access Agreement and the Deposit Agreement and Disclosure or any Loan Advance Agreement (each as defined below), the terms of this Access Agreement will control to the extent of such conflict.  In the event of a conflict between the terms of this Access Agreement and the terms of a Schedule Agreement, the terms of such Schedule Agreement will control to the extent of such conflict.  The terms “we,” “us,” “our,” “River City Bank” and “Bank” refer to River City Bank.  The terms “Customer”, “you” and “your” refer to the party in whose name an Account is maintained, each signer on an Account, each Authorized Agent and Services user, and all owners and beneficiaries of the Accounts.
Using the same 2 steps, we can also filter the All Pages section and the Content Drilldown to explore further how our organic traffic is using the site. A focus on this Organic Traffic is important because this traffic is, in many cases, free traffic that your website is receiving. Focus on doubling down on your pages that perform well and working to identify any pages that aren’t getting the organic traffic they deserve.

A Credit or Debit Entry with an Effective Entry Date, as defined by the Rules, of the date of or a date prior to the date of the transmission of the Entry or File to Bank and received by Bank prior to the applicable cut-off time set forth below shall be considered to be a Same Day Entry. In addition to any other fees that Customer is obligated to pay Bank to originate Same-Day Entries, Customer hereby agrees to pay Bank the Same Day Entry fee established by Bank from time to time for Same Day Entries transmitted to Bank by Customer.


Being a good internet Samaritan is great and all, but how does this help you build links? Let me explain: the kind of broken links you’re looking for are found on sites relevant to your business, industry, or niche. By finding these sites and informing them of these broken links, you strike up a conversation with the site owner and give yourself the opportunity to suggest a link to your epic piece of content be added to their site.
After successful implementation and installation of any software and hardware related to the use of this Service, you shall endorse each check to be deposited in accordance with the Procedures, scan the front and back of each Item to be deposited, capture the image of the front and back of each Item, capture the MICR encoding on each Check, and transmit the image file(s) (individually or collectively, a “File”) to Bank in accordance with the procedures in the “Remote Deposit Procedure Manual” (“Procedures”) provided to you by Bank. Bank reserves the right to amend the Procedures with or without prior notice to you. Bank may also provide you with Security Code to access the Service. You agree to (a) comply with the Procedures, (b) take reasonable steps to safeguard the confidentiality and security of the Security Code, the Procedures and any other proprietary property or information Bank provides to you in connection the Service: and (c) notify Bank immediately if you have any reason to believe the security or confidentiality required by this provision has been or may be breached. Bank’s security procedures are not designed for the detection of errors. Bank will not be obligated to detect errors by you or others, even if Bank takes certain actions from time to time to do so.
Please refer to the “Positive Pay Exceptions and Reports” section of your user manual for more information, as that manual and its component parts are updated and renamed from time to time.  If there is a conflict between that manual and the Service actually provided at a given time, then the actually-available features and parameters of the Service will control.  If an Account does not have sufficient available funds to pay a check or an ACH Debit Entry, Bank is not required to pay any checks or ACH Debit Entries presented against that Account.  By using the Service, you agree to all of the limitations, conditions, deadlines, conditions and requirements associated with the Service, as administered and imposed through the bank’s online cash management system.
Any person identified by you in an Appointment Form, this EFT Agreement or any certification, notice or other communication delivered to Bank may receive information, communications and notices regarding the Service, and is authorized to transact all business, make all agreements and sign and deliver all documents in connection with the Services.  If the identity of such a person changes, you must promptly notify Bank in writing.  Bank will have a reasonable time after receipt of a certification, notices or other communication to act thereon.

Of the dozens of available programs online, there is a clear third choice. E-Poll provides a convenient online forum for you to express your opinions on a variety of issues that affect our daily lives. E-poll's goal is to give users an effective tool to project their voice through interactive surveys. Earn valuable reward points that can be converted to cash or traded in for gift cards and other exciting stuff. Sign up today to become an E-Poll member.
As you start regularly putting out content, you’ll hopefully start to build a bit of an audience. But to start seeing real money from YouTube you need to market your videos elsewhere. Share your channel on Twitter and Facebook. Distribute videos anywhere else you can think of. Also, interact with comments and build a community around the videos you’re making so people will share it with their friends.
While Etsy is fantastic for handmade goods that you’ve already created, if you’ve got killer designs that would look good on phone cases, t-shirts, or even wall hangings, pillows, and duvets, you can sell them on Society6 without paying anything to start. Society6 lets artists upload their designs and create their own shops where they choose what products their designs can be used on. That means one design can be used to make a whole range of awesome products that are printed and shipped on demand whenever someone buys from you. With top creators making thousands every month just from selling their designs.
Your Cash Management Services access may be canceled at any time without prior notice due to insufficient funds in one of your Accounts. After cancellation, Cash Management Services may be reinstated once sufficient funds are available in your Accounts to cover any fees and other pending transfers or debits. In order to reinstate your Services, you must call River City Bank at (916) 567-2899.
25. Products – You can create your own product, such as an ebook or computer software. You would then use your blog as a promotion tool to get people to buy your product. As long as you create a legitimate product with a whole lot of value, you should be able to get some buyers, but like everything else with a blog, you’ll need the traffic to get the sells.
We offer a number of Services that require us to receive, process and report information involving your Accounts, Loans and transactions.  We will not be responsible for determining the accuracy, timeliness or completeness of any information that you or others provide to us.  We will not have a duty to interpret the content of any data transmitted to us, except to the limited extent set forth in this Access Agreement.  Unless otherwise agreed in writing, we will not be required (by means of any security procedure or otherwise) to detect errors in the transmission or content of any information we receive from you or third parties.
Services provided by the following affiliates of SunTrust Banks, Inc.: Banking and trust products and services are provided by SunTrust Bank. Securities, insurance (including annuities) and other investment products and services are offered by SunTrust Investment Services, Inc., an SEC registered investment adviser and broker-dealer, member FINRA, SIPC, and a licensed insurance agency.
The password that is used to gain access to Cash Management Services should also be kept confidential.  We strongly recommend that you not disclose it to others, as doing so gives the person or company to whom you have given this sensitive information the power to access and perform transactions on your Accounts or Loans.  In fact, if you make such a disclosure along with other pertinent information about your Accounts or Loans and any Service, neither we, nor you will be able to prevent that person or company from accessing or performing transactions on your Accounts or Loans whether or not you actually authorize or even know about such activity, and the access and transactions so performed will be considered authorized.  You are solely responsible for the confidentiality and use of your assigned User ID and/or passwords (a “Security Code”).  You are solely responsible for all instructions received by us through and under your Security Code.
At our agency, we work with sites of varying sizes, from very large to quite small, and recently, we have noticed a trend at the enterprise level. These sites aren’t relying as much on Google for traffic any more. Not only are they not relying on Google traffic, but also, the sites are getting less than 10 percent (or slightly more) of their organic traffic from the search giant.

Bank is not responsible or liable for any errors or failures resulting from defects in or malfunctions of your computer hardware or software, for the quality of performance or lack of performance of any computer software or hardware or internet delivered services supplied by Bank to you in connection with this Access Agreement, or for the transmission or failure of transmission of any information from you to Bank or from Bank to you. Bank is not responsible for notifying you of any upgrades or enhancements to any of your computer hardware or software or to your processes, procedures or controls.


It's important to keep in mind that participants don't "qualify" for all surveys. Market researchers often want opinions from users who match specific demographics or who are in-market for particular products and services. If you attempt a survey that you ultimately don't qualify for, Swagbucks will give you at least one point in its rewards program. You know what they say: "A penny for your thoughts".
If you're looking to address some immediate financial needs, then the app economy is likely right for you. Thanks to the global sharing phenomenon, launched in part by our smartphones and ever-burgeoning global connectivity, you could easily opt for some quick active income by using well-known apps. From ride sharing to deliveries and even quick tasks, there's an app for that today, as the saying goes. 
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