This Access Agreement will be governed by and interpreted in accordance with Federal law and regulation, and to the extent, there is no applicable Federal law or regulation, by the laws of the State of California, without regard to choice of law principles thereof. The parties consent to the exclusive jurisdiction of the Sacramento County Superior Court or the United States District Court for the Eastern District of California.
Cash Crate is possibly the most popular survey site in the world. The strength of this program is that they are open to residents of all countries. They consistently pay out fast every month. Especially great for people from the USA, Canada, United Kingdom, Australia, India, South Africa, and even other countries that most other survey sites don't allow. They also have games where you can win points and exchange them for great prizes. You also get $1 dollar for free when you join!
Origination, receipt, return, adjustment, correction, cancellation, amendment and transmission of Entries must be in accordance with the Rules. You acknowledge that you have had an opportunity to review and agree to comply with and be bound by the Rules. You acknowledge that, as an ACH participant, you may not initiate entries that violate the laws of the United States and that you are aware that you can be held accountable for sanctions and/ or violations by the U.S. Government and therefore must understand your compliance obligations. You will be responsible for promptly obtaining all future amendments of the Rules. When engaging in any transactions through the ACH system, you agree to comply with the Rules, this EFT Agreement and the Access Agreement, as they are amended from time to time. You can obtain a copy of the NACHA rules by contacting Bank for additional information and paying our then-applicable fee. You also agree not to initiate any ACH transactions that would violate the laws of the United States including, and not limited to, the Office of Foreign Assets Control (OFAC) and Financial Crimes Enforcement Network (FinCEN) Regulations.
Online savings accounts usually come with crazy good interest rates to help you grow your money faster (regular in-person banks can’t offer rates as high). We’re fans of CIT Bank and Discover Bank (among others) because their interest rates are often over 25 times the national average. That means the money in your savings account will grow 25 times faster than the pace it’s most likely growing at now. Really, though, you can’t go wrong with pretty much any online savings account that offers over 1.50% APY 🙂