Are you a professional in a field that can help answer questions for people looking for your expertise? Websites like JustAnswer and LivePerson match you up with people looking for answers to technical or professional questions. You can make money online by simply answering these questions and providing the right information to people based on their individualistic circumstances.
Bank is not responsible for any acts or omissions of you or your Authorized Agents, including without limitation the amount, completeness, ambiguity, accuracy or timeliness of any item, request, authorization or instruction provided by you or on your behalf, or any act or omission of any other person not under Bank’s control, including without limitation, any transmission or communications facility or any of your data processors; the failure of other financial institutions to provide accurate or timely information to you or to Bank or the failure of other financial institutions to accept transactions, your negligence, inadequate security or breach of this Access Agreement.  No such person may be deemed our agent.
This Electronic Funds Transfer Agreement (“EFT Agreement”) governs Electronic Funds Transfer (“EFT”) services provided by Bank to you (collectively, the “Service” in this EFT Agreement). By using the Service, you agree to the terms and conditions of this EFT Agreement and all exhibits, schedules, appendices, addenda, and other attachments hereto, which are part of this EFT Agreement. In the event of a conflict between the terms of this EFT Agreement and the terms of the Access Agreement, this EFT Agreement will control to the extent of such conflict. The terms “we,” “us,” “our,” “River City Bank,” and “Bank” refer to River City Bank. “Customer”, “you” and “your” refer to the party in whose name an Account is maintained, each signer on an Account, and all owners of that Account. The term “Access Agreement” means the Online Cash Management Access Agreement between Bank and you to which this EFT Agreement is attached.
As users become more educated over time, we can see that long tailed keywords are getting more of the search results volume. read How to research long-tail keywords and to get more Visitors Through Long-Tail Search. remember, the main reason you should do that is not to draw visitors or to manipulate search engines, but to give good value and useful content for your website users.
This Online Cash Management Access Agreement (this “Access Agreement” or “Agreement”) sets forth the terms and conditions governing Cash Management Services as well as the other Services.  The term “Cash Management Services” means the services provided by Bank under this Access Agreement other than the other Services offered through the Schedule Agreements (defined below).  “Services” means any and all of the services provided by Bank under this Access Agreement and the Schedule Agreements.  By using Cash Management Services, you agree to the terms and conditions of this Access Agreement and by using any of the Services offered by us under an agreement attached as a Schedule to this Access Agreement, you also agree to the terms and conditions of that agreement and all exhibits, schedules, appendices, addenda and other attachments thereto.  All agreements attached as Schedules to this Access Agreement are part of this Access Agreement and this Access Agreement is a part of each of those agreements.  In the event of a conflict between the terms of this Access Agreement and the Deposit Agreement and Disclosure or any Loan Advance Agreement (each as defined below), the terms of this Access Agreement will control to the extent of such conflict.  In the event of a conflict between the terms of this Access Agreement and the terms of a Schedule Agreement, the terms of such Schedule Agreement will control to the extent of such conflict.  The terms “we,” “us,” “our,” “River City Bank” and “Bank” refer to River City Bank.  The terms “Customer”, “you” and “your” refer to the party in whose name an Account is maintained, each signer on an Account, each Authorized Agent and Services user, and all owners and beneficiaries of the Accounts.
If prior to the date we provide you a copy of or notice regarding this Access Agreement, you and Bank were parties to a prior version of this Access Agreement, then this Access Agreement will replace such prior agreement after you use any Services or provide any instructions provided for in this Agreement following receipt of a copy of or notice regarding this Access Agreement, which receipt will be deemed to have occurred the earlier of (i) 5 banking days after Bank sends a copy of this Agreement to your email address of record with Bank or posts this Access Agreement online or (ii) the first time at which you utilize the Services after such notice.  Exhibits, schedules and other attachments to the prior version of this Access Agreement (and the previous versions of the Schedule Agreements) with customer-specific information, and customer-specific information incorporated into such previous agreements, will remain in effect until Bank and you agree in writing upon replacement exhibits, schedules and attachments and information, respectively.
Selling digital products can be just as successful as selling physical products. Graphics, software, eBooks, design elements, sound effects, songs, and videos are just a few types of digital products that are in popular demand. So if you can turn your hand to creating digital products, let’s have a look at how you can make money online from this skill…
We will not be liable for any losses or additional costs incurred by Customer as a result of any error by Service Provider or a malfunction of equipment provided by Service Provider. Customer is solely responsible for maintaining compliance with the requirements of Service Provider, including obtaining any software updates. Bank’s sole responsibility shall be to transmit Bank approved transactions to the ACH Operator and Bank shall not have any responsibility for any File handled by Service Provider until that point in time when Bank accepts and approves a File from such Service Provider for processing. If Bank authorizes Customer to use a Service Provider, the terms and conditions governing the relationship between Customer and the Service Provider shall be governed by a separate agreement between Customer and Service Provider (“Service Provider Agreement”) in a form satisfactory to Bank. All of Customer’s obligations and responsibilities under this Agreement will apply to the Service Provider, and Customer’s separate agreement with the Service Provider must so provide. At Bank’s request, Customer will provide to Bank a true and exact copy of such agreement. Customer shall designate the Service Provider as a user on Bank’s cash management system.
Binary options may be used in theoretical asset pricing, they are prone to fraud in their applications and hence banned by regulators in many jurisdictions as a form of gambling. Many binary option outlets have been exposed as fraudulent. The U.S. FBI is investigating binary option scams throughout the world, and the Israeli police have tied the industry to criminal syndicates. The European Union is publishing regulations that will ban binary options trading. ASIC considers binary options as a “high-risk” and “unpredictable” investment option. Most people have lost their hard earned money through this binary options shit, yet they would go to meet scammers unknowingly to help them recover their money and they would end up losing more money in the process. You can easily identify these scammers with their Fake Testimonies, the thing is most of all these testimonies ya’ll are reading on these forums are fake, scammers are just trying to lure you into their Arms to get you ruined more.
Notices from Customer to Bank specifying any change in the handling of Bankable Items, including changes to accept and block lists, will not be effective until after the notice is actually received by Bank along with all relevant resolutions, signature cards and other supporting documentation reasonably requested by Bank and Bank has a reasonable period to act in accord with such notice.
Obviously, Google’s official SEO algorithm specifics are a very tightly-guarded secret, and there are thousands of ranking factors at play here. However, through testing and analytics and leveraging the knowledge of the growthhacking community, some rules can be identified. Additionally, every now and then some statements leak out from Google employees such as Andrey Lipattsev confirming that content and links are amongst the top three search ranking factors. Based on research, data and trial and error, I’ve discovered that organic traffic drivers can be divided into three main categories: UX, domain score and content:
If you are a confident web developer then designing your own themes is an obvious path to follow if you are looking to make money online. ThemeForest sells a wide assortment of developers themes, including themes for WordPress, Shopify, Weebly, and Tumblr, to name a few. Once you have created your theme, get it accepted onto the ThemeForest marketplace and make money each time it sells.

How many email newsletters are you bombarded with every single day? There’s a reason for that. Marketing to an actively interested group of email subscribers is one of the best ways to make money online. There have even been million-dollar businesses built from simple email newsletters like TheSkimm, or Mister Spoils. Each newsletter targets a specific type of user with interesting, daily content, while also partnering with relevant companies and affiliates to bring in extra money. If this seems daunting, it’s not. Tools like MailChimp, ConvertKit and AWeber make it easier than ever to get started with email marketing. And another great option to consider (with the largest free plan available) is SendPulse, with their ability to send up to 15,000 emails per month to 2,500 subscribers, and then affordable plans starting at under $10/month as you grow from there.


And it's been a blessing! My husband and I are going on our 3-year wedding anniversary and Swagbucks has been a part of our story from the beginning. I was able to get a beautiful red (our fave color) luggage set paid for entirely by Swagbucks! Our passion is to travel and thanks to Swagbucks, we have been able to make our trips even more special. <3
Bank may, but is not required to, apply the additional security precautions you request not only to the Accounts and Loans of the named Customer but also to the Accounts and Loans of persons and entities treated as affiliates of the named Customer in our online system.  It is solely your responsibility to give Bank written notice of instructions to apply security procedures to Accounts and Loans in a manner different than what Bank does in the absence of such instructions.

Headlines are one of the most important parts of your content. Without a compelling headline, even the most comprehensive blog post will go unread. Master the art of headline writing. For example, the writers at BuzzFeed and Upworthy often write upward of twenty different headlines before finally settling on the one that will drive the most traffic, so think carefully about your headline before you hit “publish.”
You acknowledge that you must enter complete and correct information into the cash management system.  For example, ACH Entries are originated according to certain processing Rules which require the use of an Originator Name and Originator Identification Number embedded in the transaction to identify its source.  This embedded data is a critical component of the system’s ability to monitor for transactions which you desire to review.  If you do not enter correct, consistent and complete information into the system, then you must hold Bank harmless for posting a check or ACH Transaction to your Account and Bank must be excluded from any dispute related to such a transaction.
Brian, great post as always! Question: Do you consider authority sites (industry portals) a form of “influencer marketing?” e.g. guest blogging, etc? In some niches there are not so many individuals who are influencers (outside of journalists) but there are sites that those in the industry respect. I am in the digital video space and for me one site is actually a magazine that is building a very strong digital presence. Thanks, keep up the good work!

You have also mentioned Quuu for article sharing and driving traffic. I have been using Quuu for quite sometime now and I don’t think they’re worth it. While the content does get shared a lot, there are hardly any clicks to the site. Even the clicks that are there, average time is like 0.02 seconds compared to more than 2 minutes for other sources of traffic on my website. I have heard a few guys having a similar experience with Quuu and so, I thought should let you know.
If you want to help shape products in their early stages, joining an online focus group or answering survey questions is a great way to make extra money online. They don’t pay as much as some of the other options we’ve highlighted, but you can join groups on sites like Survey Junkie, Swagbucks, and IPSOS that pay out through Amazon gift cards, check, or PayPal. You’ll be asked to provide a bit of information about your demographics (age, location, etc…), but after that you can get going making money through surveys.
We reserve the right to supplement and change the charges, fees or other terms of this Access Agreement (including Schedules and attachments hereto) and related documents upon providing notice to you, by email or by an online posting on our Cash Management Services website.  However, when increases are made to any fees or charges, we will notify you online, or send a notice to you at the address shown on our records, or send you an electronic mail message (email).  The notice will be posted or sent in advance of the effective date of any additional fees for Services or of any stricter limits on the type, amount or frequency of transactions, unless (a) an immediate change is necessary to maintain the security of the system, (b) the changes do not have a material effect on your use of Services or (c) we are adding a new schedule or exhibit to the Agreement for which prior notice is not otherwise required.  If a change requiring disclosure is made but it cannot be disclosed in advance without jeopardizing the security of the system in our judgment, then we will provide you with electronic or written notice within 30 days after the change.  As always, you may choose to accept or decline changes by continuing or discontinuing the Accounts or Services to which these changes relate.  Changes to fees applicable to specific Accounts are governed by the applicable Deposit Agreement and Disclosure.
People want to speak their minds and weigh in on subjects they feel passionately about, so building a community into your site is a great way to start a conversation and increase traffic to your website. Implement a robust commenting system through third-party solutions such as Facebook comments or Disqus, or create a dedicated forum where visitors can ask questions. Don’t forget to manage your community to ensure that minimum standards of decorum are met, however.
Google Analytics is an invaluable source of data on just about every conceivable aspect of your site, from your most popular pages to visitor demographics. Keep a close eye on your Analytics data, and use this information to inform your promotional and content strategies. Pay attention to what posts and pages are proving the most popular. Inspect visitor data to see how, where and when your site traffic is coming from.
Craft useful content for your buyer personas. The purpose of your blog should be to provide value for your target market. To understand your audience, their interests and habits, conduct some proper audience research. This will help you to write better content for them and share it on platforms where they’ll actually see it. Additionally, if you’re working with a bigger team, freelance writers or agencies, make sure to create a style guide to achieve higher consistency amongst your content, to maintain a coherent brand voice and to improve the experience for your audience.
Great article, I have tried a few over the years. I had a side business cleaning offices for years. It did great, but I hated never being able to take more than 3-4 days vacation, so I eventually gave up. I tried MTurk, but if you multiplied my earnings on an hourly basis, it was a little over $6/hr. My blog is much worse, probably less than $0.25/hr.
Security experts and even federal banking regulators recommend that bank customers take security precautions in addition to “single factor” authentication such as a username and password.  Bank offers its business customers the opportunity to implement additional security precautions in addition to the security procedures otherwise applicable to online transactions from Accounts and Loans.
Bank will process the Entries created therefrom in accordance with its then current processing schedule, provided (i) the information is approved by you and received by Bank no later than the applicable cut-off time on a banking day and (ii) the ACH is open for business on that banking day. If Bank receives approved Entries after the cut-off time, Bank will not be responsible for failure to process the Entries on that day. If any of the requirements of clause (i) or (ii) of this Subsection are not met, Bank will use reasonable efforts to process the Entries and transmit the Entries to the ACH with the next regularly scheduled file create by Bank that is on a banking day on which the ACH is open for business. Except as otherwise herein provided, in the case of an on-us entry, Bank will credit the receiver’s account in the amount of the Entry on the Effective Entry Date.
At our agency, we work with sites of varying sizes, from very large to quite small, and recently, we have noticed a trend at the enterprise level. These sites aren’t relying as much on Google for traffic any more. Not only are they not relying on Google traffic, but also, the sites are getting less than 10 percent (or slightly more) of their organic traffic from the search giant.
Cooper is the CEO and a co-founder of L&T Co. He is a partner of Columbia Entrepreneurship at the Columbia Startup Lab and a 2010 graduate of Columbia University (CC’10). At L&T, he oversees a growing international team that works around the clock to get clients results. He has extensive leadership and team-building experience from his time as the CMO of a real estate startup. He excels as a marketer and strategist — qualities he refined and developed as the founder of e-commerce businesses in the sports and subscription spaces. With the founding of L&T, Cooper brings these strategies and insights to companies worldwide. He participates in Princeton University’s Employer in Residence program, serves on the Columbia Startup Lab’s leadership committee, and speaks on industry panels about entrepreneurship, marketing, and startups. On occasion, he teaches web marketing at General Assembly.
The response rate here was huge because this is a mutually beneficial relationship. The bloggers get free products to use within their outfits (as well as more clothes for their wardrobe!) and I was able to drive traffic through to my site, get high-quality backlinks, a load of social media engagement and some high-end photography to use within my own content and on product pages.
The referee shall be required to determine all issues in accordance with existing case law and the statutory laws of the State of California. The rules of evidence applicable to proceedings at law in the State of California will be applicable to the reference proceeding. The referee shall be empowered to enter equitable as well as legal relief, provide all temporary or provisional remedies, enter equitable orders that will be binding on the parties and rule on any motion which would be authorized in a trial, including without limitation motions for summary judgment or summary adjudication. The referee shall issue a decision and pursuant to CCP §644 the referee’s decision shall be entered by the Court as a judgment or an order in the same manner as if the action had been tried by the Court. The final judgment or order or from any appealable decision or order entered by the referee shall be fully appealable as provided by law. The parties reserve the right to findings of fact, conclusions of laws, a written statement of decision, and the right to move for a new trial or a different judgment, which new trial, if granted, is also to be a reference proceeding under this provision.
Taral is an SEO analyst at E2M Solutions who focuses mainly on the off-site SEO aspect. He keeps on researching about the latest content creation and promotion techniques that can perform well organically. He specializes in creating highly researched content that is well in line with modern content quality requirements. In his free time, he loves reading and improving his knowledge in digital marketing industry besides trying out new food in town.
While some might think that starting a blog is an arduous effort, when you understand the precise steps you need to take, it becomes far easier. It all starts in the decision of choosing a profitable niche and picking the right domain name. From there, you need to build your offers. You can easily sell things like mini-email courses, full-blown trainings, ebooks, and so on.
LinkedIn has become much more than a means of finding another job. The world’s largest professional social network is now a valuable publishing platform in its own right, which means you should be posting content to LinkedIn on a regular basis. Doing so can boost traffic to your site, as well as increase your profile within your industry – especially if you have a moderate to large following.

Rent out a parking spot. If you live in a busy or congested area and have parking to spare, you might be able to rent out your parking space for some quick cash when you’re not using it. Simply advertise your open parking space online including details on the location, whether it’s covered or uncovered, and your desired hourly, weekly, or monthly fee. If you want, you can even use a site like Just Park or download the Spot App to reach more potential customers.
The thing about SEO in 2018 is that Google changes its algorithms more than once a day! Reports say that the company changes its algorithms up to 600 times a year. While the majority of those updates consist of smaller changes, among them is the occasional, major update like Hummingbird or Panda that can really wreak havoc with your traffic and search rankings.

There is no magic formula for content marketing success, despite what some would have you believe. For this reason, vary the length and format of your content to make it as appealing as possible to different kinds of readers. Intersperse shorter, news-based blog posts with long-form content as well as video, infographics and data-driven pieces for maximum impact.
Brian, I’ve drunk your Kool aid! Thank you for honesty and transparency – it really gives me hope. Quick question: I am beyond passionate about a niche (UFOs, extraterrestrials, free energy) and know in my bones that an authority site is a long term opportunity. The problem today is that not many products are attached to this niche and so it becomes a subscriber / info product play. However, after 25+ years as an entrepreneur with a financial background and marketing MBA, am I Internet naive to believe that my passion and creativity will win profitability in the end? The target audience is highly passionate too. Feedback?
If you are more confident in your skills, you can also market directly to websites and blogs. You can contact the sites by email to market your services. That will also enable you to select the specific types of sites that you are more comfortable working with. Since there are literally thousands of websites and blogs on the web, the potential market is limitless.
The peer-to-peer concept is coming to virtually every corner of human existence. That includes the hospitality industry. Through AirBnB you can actually rent out your house for various lengths of time for a predetermined fee. That gives you an extra income on your house and gives the visitor the benefit of having an entire house, rather than being crammed into a single hotel room.
Work as an online interpreter or translator. If you’re fluent in a foreign language, it makes sense to look for work as an online interpreter or translator. Depending on your individual skillset, you could find work translating blog posts or eBooks, transcribing recorded lessons or speeches for clients, or translating through Skype or another online video service. And, thanks to the increased use of foreign languages in the United States, getting started could really pay off. According to the Bureau of Labor Statistics, employment for interpreters and translators is expected to increase 17% nationally through 2026.
Thanks for the comment Slava good too see your team is on top of things and happy you liked the post. The website in the case listed was a client who has taken on an agency who was doing lower quality SEO work which was affecting the site such as the huge link network and a strategy which only revolved around mainly head terms. We saw no long tail integration from the old agency's strategy, so we were able to yield great results to begin with. The clients site has 100's of high quality articles which we were able to re optimize and update as noted. Further to this they had a large index of high quality pages to work from. Sure enough the points listed above were key elements to a far wider strategy which could be 100's of points. I just wanted to include some of the biggest wins and easy to implement points.  

Another great way to get free and fast traffic is using Social media networks. Try to open accounts at some of the most important ones like: Google+, LinkedIn, Twitter, Facebook, Instagram, reddit. Engage and activate people by promoting your webpage or product, create viral content and let people to start know who you are and what you do. When you make a post, remember to put a link to your page and you’ll get free backlink from high authority site pointing to your website. (no follow link, but still good one).


Organic search engine ranking solely relies on your ability to attract free traffic through Search Engine Optimization (SEO). In other words, you can’t pay Google to improve your website’s organic ranking. The only way to make this happen is to create high-quality, SEO-friendly content for your website and social media. The web content needs to be optimized for organic keywords without compromising its quality. As a result, getting a higher organic search ranking can be quite difficult.

Thanks for the very, very in-depth article. I am a real estate agent in Miami, Florida and have been blogging all-original content for the past 21 months on my website and watched traffic increase over time. I have been trying to grow my readership/leads/clients exponentially and have always heard about standard SEO backlink techniques and writing for my reader, not influencers. Recently, I have had a few of my articles picked up and backlinked by 2 of the largest real estate blogs in the country, which skyrocketed visits to my site. Realizing what I wrote about, that appealed to them, and now reading your article, I am going to continue writing in a way that will leverage those influencers to help me with quality backlinks.

Here’s a good example of how lead sales can work in real life: My second website, Life Insurance by Jeff, brings in a ton of traffic from people who are searching the web to find answers to life insurance questions. While I used to have the website set up so I could sell these people life insurance myself, it was a lot of work to process all the different requests and clients. As a result, I started selling the leads I gathered instead.
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