The File is received by Bank when a complete File has been written on a Bank electronic storage device in conformity with Bank’s technical and operational requirements for sending a File to Bank. To meet Bank’s Cut-Off Time, the entire File must be received prior to the Cut-Off Time and the File must successfully pass the edits for conformity with the technical requirements. For purposes of determining when an Item has been delivered and received, Bank’s records shall be determinative. A File which is not balanced in accordance with the Procedures or which is received after the Cut-Off Time shall be deemed to have been received on banking day following the banking day on which the File is actually received by Bank. Bank reserves the right to change the number of Files that may be transmitted per day, the Deposit Limit, and the Cut-Off Time. These modifications are effective immediately and may be implemented prior to your receipt of the newly established Deposit Limit or Cut-Off Time. You may contact Bank at any time to verify the current Deposit Limit.
This Access Agreement is an agreement between parties who are experienced in sophisticated and complex matters similar to the transactions contemplated by this Access Agreement, is entered into by both parties in reliance upon the economic and legal bargains contained herein, and shall be interpreted and construed in a fair and impartial manner without regard to such factors as the party which prepared the instrument or drafted any provision thereof, the relative bargaining powers of the parties, or the domicile of any party.
– Project Payday is one of those sites that has testimonials of people who have earned thousands of dollars by getting paid to get trial offers. I’m not saying you’ll earn thousands, but it is legit and you can earn some extra cash. They assume that by paying you to do a free trial, you’ll either like the product and purchase it, or forget to cancel the trial and get charged for it. If you can keep track and cancel before you get charged (if you don’t want the product), then this is a great site for making some money.
Traffic data is a great way to take the temperature of your website and marketing initiatives. When you are writing and promoting blog content on a regular basis, you can use traffic data to track results and correlate these efforts to actual ROI. Be sure to look at traffic numbers over long-term intervals to see trends and report on improvement over time.  
The best of profitable visitors which you can get to your site is from Organic search results. This means, when people search for something and land on your website because these are the people who are most likely to convert into customers or clients. In blogging, it’s also most profitable as users will be seeing more high CPC Adsense ads, as they will see ads based on their search term.
Hey Brian I must say it’s a awesome content you are sharing .my question to you is how did you transform from a nutrition expert to a Seo master I mean both subjects are poles apart so how did you learn SEO can you share your story because I find my self in similar situation I am an engineer by profession and I am starting a ecommerce business niche is Apparel no experience of watspever in Blog writing and SEO if you can throw some resources where I can improve my skills that would be a huge help

You know those top-down cooking or craft videos you just can’t seem to get away from these days? There are people out there making a living from them. 78% of B2C companies depend on user-generated content, like those videos, for their marketing campaigns. You can sign up as a creator on a site like Darby Smart and potentially work with brands like Nordstrom, Mattel, and BarkBox. Or, use them to build your YouTube following and monetize through ads and views.
Teaching and tutoring English as a second language is a great way to make money online, not to mention open some doors for you to travel the world if you'd like. While full ESL (English as a Second Language) accreditation is recommended, as long as you’re a native speaker and have the ability to teach, there are people in countries such as Hong Kong or the UAE who are willing to pay upwards of $25/hr for you to tutor them English via Skype. Check out Indeed, Learn4Good and Remote.co for remote english tutoring jobs or sign up on a specialized site like VerbalPlanet or Chegg Tutors.
Though a long break is never suggested, there are times that money can be shifted and put towards other resources for a short time. A good example would be an online retailer. In the couple of weeks leading up to the Christmas holidays, you are unlikely to get more organic placement than you already have. Besides, the window of opportunity for shipping gifts to arrive before Christmas is ending, and you are heading into a slow season.

Security experts and even federal banking regulators recommend that bank customers take security precautions in addition to “single factor” authentication such as a username and password.  Bank offers its business customers the opportunity to implement additional security precautions in addition to the security procedures otherwise applicable to online transactions from Accounts and Loans.

This Electronic Funds Transfer Agreement (“EFT Agreement”) governs Electronic Funds Transfer (“EFT”) services provided by Bank to you (collectively, the “Service” in this EFT Agreement). By using the Service, you agree to the terms and conditions of this EFT Agreement and all exhibits, schedules, appendices, addenda, and other attachments hereto, which are part of this EFT Agreement. In the event of a conflict between the terms of this EFT Agreement and the terms of the Access Agreement, this EFT Agreement will control to the extent of such conflict. The terms “we,” “us,” “our,” “River City Bank,” and “Bank” refer to River City Bank. “Customer”, “you” and “your” refer to the party in whose name an Account is maintained, each signer on an Account, and all owners of that Account. The term “Access Agreement” means the Online Cash Management Access Agreement between Bank and you to which this EFT Agreement is attached.
Focus on the surveys and offers at the top of the list. Here's a tip not many people know. CashCrate has a special algorithm that automatically selects the best surveys and offers and places them at the top of the list. There are several factors that go into determining which are the “best”, including payout, approval rate, and a variety of other factors. But all you need to know is that these surveys and offers are great, so you can do them in confidence!
Eliminate bad backlinks. As indicated above, not all links are good for your domain score. That is why you shouldn’t get obsessed about the number of backlinks but instead focus on the quality of those links. To clean up your SEO score, identify and get rid of any bad backlinks pointing to your domain. Yoast has actually created a great guide on how to do just that.
If a payment order describes the receiver inconsistently by name and account number (i) payment may be made on the basis of the account number even if it identifies a person different from named receiver or (ii) Bank may in its sole discretion refuse to accept or may return the payment order. If a payment order describes a participating financial institution inconsistently by name and identification number, the identification number may be relied upon as the proper identification of the financial institution. If a payment order identifies a non-existent or unidentifiable person or account as the receiver or the receiver’s account, Bank may in its sole discretion refuse to accept or may return the payment order.
28. Subscription – If you think of something valuable (newsletter, online magazine, etc.) that you can consistently offer on a certain basis (weekly, monthly, etc.), you may want to offer a subscription service. This could be a fee charged each time your product is sent out or on a monthly basis. Either way, this has to be something that your customers can only get by subscribing to your website.
This can be done a number of ways—guest blogging, directory submissions, blog comments, etc. The key thing to remember is that any automated or “hacky” link building strategies are likely to be flagged by Google. So instead of finding ways to generate mass quantities of links, focus your efforts on generating more high-quality links. Here are a few ideas to get you started:

As an increasing number of savvy digital publishers seem to have “cracked” the SEO code, getting your blog to stand out in a sea of organic search results — or even appear on the first page at all — can pose a significant challenge. While the world of premium content can sometimes feel like a rich-get-richer scheme, investing the right time and attention into your blog can yield measurable results that drive sales and raise your brand’s profile.
Use social media. Build a presence on social media networks like LinkedIn, Twitter, Facebook, Google+ etc. All of these activities help to get your name out and website address out on the internet. Read about how we doubled our social media audience in a week. Add share buttons to your site to make it easy for people to share your content. And write content worthy of sharing.
One such additional security precaution is dual control.  The term “dual control” refers to a process in which the active involvement of two people is required to complete a particular transaction.  Dual control is one of the foundations of online banking and information security because it is based upon the premise that both parties would have to be in collusion for a security breach to occur.  The system enables your Authorized Agents to set rights and privileges for your users to be initiators and/or approvers of online banking transactions.  If dual control is implemented, then a transaction requires one individual to initiate the transaction and a separate individual to approve the transaction in order for Bank to process the transaction.  Because no one security method or combination of methods is failsafe, you must ensure that your network and all computer systems are updated, protected against intrusion and otherwise administered in accord with best practices.
You agree that you will remain liable for and that Bank shall not be accountable to you for a File and/or Item(s) that are not received by Bank and for a File and or Item(s) that are intercepted or altered by an unauthorized third party. You agree that Bank has no obligation to accept a File and therefore may reject any File or Images of Items submitted by you. Bank has no obligation to notify you of the rejection of a File or Images. Bank shall have no liability to you for rejection of a File or Image(s) or for failure to notify you of a rejection. Upon receipt of the File submitted by you, Bank may examine the File and the Images to ensure that you have followed the established Procedures. If you have not followed the Procedures or if errors exist in the data or the Images contained in the File, Bank, in its sole discretion, may reject and not accept the entire File or Bank may elect to correct the error, accept and process the File (“Corrected File”). As a form of correction, Bank may credit your Account for the full amount of the deposit and make any necessary adjustments to correct the error. Bank may, at its option, also perform a risk management analysis of the File submitted by you to detect potentially fraudulent Items, and, in its sole discretion, reject the File or Image(s). If after examination of the File and Images, Bank determines that you have processed and transmitted the File in accordance with the Procedures, the File is balanced, and the Images meet the requirements of this Agreement, including the “Scanning of Items and Transmission of Files” section, then Bank shall accept the File (“Accepted File”) for deposit to your Account. Notwithstanding the fact that Bank has accepted the file for deposit, any credit made to your Account shall be provisional and you will remain liable to Bank for any errors, inaccuracies, breach of warranties and any other loss sustained by or claim made against Bank on the part of any party.
Open an Etsy store. If you have a creative talent or skill – whether it’s creating art, sewing clothes, or making keepsakes – you can open an online store on Etsy.com and sell your wares for some quick cash. With your own Etsy store, you’re left in charge of pricing and, ultimately, how much you make. See our detailed primer, “How to Make Money on Etsy.”
Set up the site. Choose a website building platform, such as WordPress, Joomla or Drupal. Next, choose a domain name and web hosting for your site. The domain name is your web address. Web hosting is a service that connects your site to the internet. Once you have your domain name and web hosting, go to the control panel of your hosting account and install your website platform. Design your website by choosing and installing a theme.[9]

Mechanical Turk is Amazon's take on micro-jobs. These are small miniscule-jobs that you can do for other people, which they call HITs, or Human Intelligence Tasks. These are super simple tasks that anyone can do. Some examples are listing off some URLs with certain kinds of images for one cent, or recording a few phrases with a microphone for 6 cents.
As they say, knowledge is power, so we want to make sure our Customers feel completely informed about the kind of loan decision they are going to make. Take a look at our quick answer online loan FAQs below. Need more detail? Give us a call or pop into one of our many locations and one of our skilled Representatives will gladly give you more information on loans offered near you.
20. Etsy – If you like to create arts and crafts, you can sell them on Etsy.It’s completely free to open an Etsy store. You simply sign up, post pictures of your creations and starting selling. You can choose your payment option, but PayPal is generally the easiest. Etsy makes it easy to sell and keep track of your inventory. There is a small listing fee and they take 3.5% of every sale you make.
Unless we and you have specifically agreed to another method to satisfy our ACH reserve requirements (such as permanent holds on an Account or Loan), and you have satisfied your obligations under that other agreement, you must prefund all ACH credit entries. The terms “prefund” or “prefunding” mean that we may debit from your Accounts at the time of submission, the aggregate amount necessary to fund and pay for (a) the credit entries you are then originating, (b) all debit, correcting or reversing entries initiated pursuant to this EFT Agreement have been returned to Bank, (c) our associated fees and charges and (d) all other amounts that are then owing under this EFT Agreement. We will hold all prefund monies we receive in an account that we solely own and control until the applicable settlement date. We reserve the right to withhold a percentage of your ACH debit entries (“ACH Collections”) to allow for return Entries made pursuant to the Rules.
Amazon Mechanical Turk is a service that lets you make money online through doing paid microtasks. Each task is something simple that requires human interaction like rating search results, checking for the right spelling on search terms, categorizing the tone of an article, or even basic translating. You can do these tasks from anywhere you want and make money online from the world’s largest e-retailer.
Organic is what people are looking for; the rest of these simply put things in front of people who may or may not be seeking what you offer. We know that approximately X number of people are looking for Y every day. So if we can get on front of those people, we have a much greater opportunity to create long-term relationships and increase our overall ROI.
How many email newsletters are you bombarded with every single day? There’s a reason for that. Marketing to an actively interested group of email subscribers is one of the best ways to make money online. There have even been million-dollar businesses built from simple email newsletters like TheSkimm, or Mister Spoils. Each newsletter targets a specific type of user with interesting, daily content, while also partnering with relevant companies and affiliates to bring in extra money. If this seems daunting, it’s not. Tools like MailChimp, ConvertKit and AWeber make it easier than ever to get started with email marketing. And another great option to consider (with the largest free plan available) is SendPulse, with their ability to send up to 15,000 emails per month to 2,500 subscribers, and then affordable plans starting at under $10/month as you grow from there.
You shall indemnify and hold harmless Bank from any direct or indirect claims arising from your conduct as a Third-Party Sender. You are solely responsible for ensuring that you are operating in compliance with the Rules and applicable law, and you agree to fully cooperate with Bank to resolve any issues relating to such conduct, including by sharing information relating to Entries or Returns and the development of reports or other documentation.
In the event of a dispute in connection with which either party to this Access Agreement employs counsel to pursue, protect or enforce any of the rights afforded that party by the terms hereof or by the terms of any related agreement or to defend against any claims of any other party hereto which arise out of this Access Agreement or any related agreement, in or out of court (including appellate courts), in arbitration, bankruptcy cases and proceedings, or otherwise ,the non-prevailing party in such dispute agrees to pay all attorneys’ fees, expert witnesses’ fees and costs actually incurred by the prevailing party in connection with dispute and all such fees and costs actually incurred by the prevailing party in collecting or enforcing any settlement agreement, judgment, or arbitration award relating to such dispute.
Craft useful content for your buyer personas. The purpose of your blog should be to provide value for your target market. To understand your audience, their interests and habits, conduct some proper audience research. This will help you to write better content for them and share it on platforms where they’ll actually see it. Additionally, if you’re working with a bigger team, freelance writers or agencies, make sure to create a style guide to achieve higher consistency amongst your content, to maintain a coherent brand voice and to improve the experience for your audience.
Research other listings in your city on AirBnB and see what the going rate is for a place like yours. You could also just rent out a private room as well or even a bed in a shared room. In fact, that's how AirBnB got its start. However, you might find it hard in the beginning without reviews, but as long as you take really good care of your guests and provide a lot of value, the reviews will eventually come rolling in.

Add outlinks to high-quality websites. A common misconception from SEO beginners is the reluctance to include links to other sites. In reality, there is no reason to fear outlinks hurting your SEO, unless you link to spammy or low-quality pages. In fact, if used correctly, outlinks can actually be very useful to both the reader and SEO since they indicate quality, sources and add credibility to your posts. However, don’t add outlinks to anchors that include keywords you want to target since this will be counterproductive.


Do you constantly come up with witty one-liners? Do you dream of the days of Mad Men-style advertising? If you’ve got some branding chops or just come up with imaginative copy, there are lots of opportunities to make money online through company naming and slogan contests. If you think you have a knack for names check out the Squadhelp platform where you can earn a little extra money online by naming brands, services, products, company slogans and even help out on the logo design front if you've got the chops.
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Now, it’s time to plan out your show. If you’re doing an interview-style show, you’ll now want to start getting some guests involved. You can use your existing social network to reach out to people you already know or are connected with on Twitter or Facebook. You can also head to Medium or Amazon to find authors or experts on topics specific to your niche.
Back to our strategies of getting organic traffic to our website and blog. With this strategy in place, we will be able to really start monetizing our blog in the long-term and hopefully get consistent money from it. If you want to know about our plans of monetizing our blog you can read it here “How I plan to make Five Thousand per month blogging!” If you are new to the blog and are considering starting your own blog, you can read our blog on how to start your own blog here: “How to start a WordPress blog on Bluehost!” 
Learn then selling guidelines. Each marketplace has guidelines that define what you can and cannot sell. State and federal laws also impact what items are prohibited. In general, you cannot sell alcohol, weapons, service contracts, animals or event tickets. Also, while not always prohibited, you may find restrictions on how you can sell items in some categories, such as art, gift cards and coupons.[27] eBay, Craigslist and Amazon publish these guidelines on their websites.
Go to local events or Meetup events and connect with bloggers in your industry. An example of an event I run to connect with bloggers and people in the online marketing word is: http://www.meetup.com/Online-Marketing-Sydney/. Make friends first and then try to gain guest posts later. I am not really a fan of websites which are flooded with guest posts one after another; it is the type of thing which Google is just waiting to target.
Video is growing like crazy. And more and more people are looking for professional help cutting their raw footage into viral-worthy content. If you have the right software and a bit of skill, you can easily make money online as a video editor. Check out these article of Fstoppers on how to become an online video editor and then look for relevant jobs on Mandy.com, Creative Cow Job Search, or ProductionHub.
Cash Crate is possibly the most popular survey site in the world. The strength of this program is that they are open to residents of all countries. They consistently pay out fast every month. Especially great for people from the USA, Canada, United Kingdom, Australia, India, South Africa, and even other countries that most other survey sites don't allow. They also have games where you can win points and exchange them for great prizes. You also get $1 dollar for free when you join!

The meta description is a brief preview of the post shown on the SERPs. A keyword-optimized and compelling meta description can improve your Click-Through Rate. Although Google has said that there’s no official prescribed length for the meta description, the recommended character limit is between 50 and 300. Anything beyond 300 is less likely to show in a snippet. We decided to go ahead with the following meta description.

Set up a roadside stand. Depending on where you live, you could profit handsomely by setting up a roadside stand. If you live near a resort area, for example, you could buy cases of bottled water, put them on ice, and sell them to passers by for twice what you paid. Selling fruit and produce you grow yourself is also a smart idea in highly-traveled areas.
These days when the market is big and competitive, using short keywords might not be the right choice. Trying to target these keywords can be hard, as many other strong players and your competitors are using them and for ones with high competition you will find many pay per click ads in the search page. For new websites, this can be the biggest error, because of their low rank compare to most of their competitors, they will probably not get much traffic from these keywords anyway.
You agree that each draw, advance and disbursement (each, an “Advance”) made under a loan, credit facility or other extension of credit (each, a “Loan”) from Bank constitutes indebtedness outstanding under that Loan and must be repaid in full if Bank made such Advance in good faith reliance on instructions or a request made by an actual or apparent Authorized Agent using our website or other online or mobile systems (such systems collectively, the “Online System”), even if the Advance was requested fraudulently, without your knowledge, inconsistently with your instructions or it was made by an unauthorized person.  You acknowledge the heightened risks you assume by allowing any person to request an Advance using the Online System.  You acknowledge that the Authorized Agents named in a Loan Advance Agreement may differ from the Authorized Agents named in an Appointment Form if you do not ensure that they are consistent.  You agree that Bank may rely on the information stated on either a Loan Advance Agreement or on an Appointment Form in evaluating whether a person is an Authorized Agent.  If there is a conflict between the terms of, or information on, (1) a Loan Advance Agreement and (2) this Access Agreement or an Appointment Form, then the terms of this Access Agreement and the Appointment Form will control for any Loan Advance that is transacted online.  You agree that you will ensure that Bank has up to date Appointment Forms and that your Loan Advance Agreements are consistent with your Appointment Forms at all times.
Before diving into possible solutions for boosting your corporate blog and ensuring more people find, read and share your articles, it’s important to understand what I call the ‘holy trinity’ of organic traffic. That means the three main factors that decide whether you’ll rank among the first three entries on Google, or simply disappear in the latter search engine ranking pages where even the most eager user won’t find you.
Yep and sometimes it’s just being a little creative. I’ve started a little blog on seo/wordpress just for fun actually… no great content on it like here though… but because the competition is so tough in these niches I decided to take another approach. I created a few WordPress plugins that users can download for free from wordpress.org… and of course these link to my site so this gets me visitors each day.
Bank will process the Entries created therefrom in accordance with its then current processing schedule, provided (i) the information is approved by you and received by Bank no later than the applicable cut-off time on a banking day and (ii) the ACH is open for business on that banking day. If Bank receives approved Entries after the cut-off time, Bank will not be responsible for failure to process the Entries on that day. If any of the requirements of clause (i) or (ii) of this Subsection are not met, Bank will use reasonable efforts to process the Entries and transmit the Entries to the ACH with the next regularly scheduled file create by Bank that is on a banking day on which the ACH is open for business. Except as otherwise herein provided, in the case of an on-us entry, Bank will credit the receiver’s account in the amount of the Entry on the Effective Entry Date.
Yet another Amazon service providing the possibility to make money online is the Audiobook Creation Exchange. You can create a standalone audiobook, or create an audio version of your eBook as complementary media. And you can narrate your audiobook yourself, or Amazon can put you in contact with a professional to help. Once sold, you can then earn up to 40% royalties per audiobook.
Creating a jobs board website can be another profitable venture. The ‘jobs’ field can be quite saturated, so it is important to find a niche that is still crying out for a jobs board website. Monetize this type of site by charging businesses to list their jobs on your site. Those searching for jobs could also be charged a fee to access the higher paying job adverts.
Provide excellent customer service. Answer any questions buyers post as quickly as possible. Be professional and courteous. Positive communication builds your reputation with buyers and gets you return business. Also, package your product well and ship it out quickly. Allowing an item to become damaged or taking too long to ship can negatively affect your reputation among buyers. Wrap all items, especially fragile ones, in appropriate packaging. Commit to shipping items as soon as you receive payment.[32]
For some Organic Traffic is the bread and butter of PPC and Affiliate advertising income. The landing pages of Organic Traffic provides an opportunity for bloggers to make some decent money. The general idea behind organic traffic is to optimize your website so it’s friendly to search engine bots which allows your website to be properly indexed from Google and other major search engines.
So many businesses are focused on attracting new customers through content marketing that they forget about more traditional methods. Email marketing can be a powerful tool, and even a moderately successful email blast can result in a significant uptick in traffic. Just be careful not to bombard people with relentless emails about every single update in your business. Also, don’t overlook the power of word-of-mouth marketing, especially from people who are already enjoying your products or services. A friendly email reminder about a new service or product can help you boost your traffic, too.

Starting a podcast, like making a YouTube channel or blog, comes down to telling interesting stories and building an engaged audience. I’m probably sounding like a broken record by now, but you need a niche that you’re interested in and there’s already a demand for. Come up with a list of topics you’d like to talk about and then search iTunes charts, Google Trends and other podcast research sites like cast.market to see what’s currently out there and popular.
To ensure accuracy, you must balance the deposit dollar amount to the sum of the Items (“Balanced File”) prior to transmitting the File in accordance with the Procedures. You may send multiple Files to Bank or Processor throughout the day. The total dollar value of the File received on any day shall not exceed the dollar amount approved by Bank (the “Deposit Limit”). If the total dollar value of the File exceeds the Deposit Limit, Bank may, at its option, refuse to accept the File that exceeds the Deposit Limit, or Bank may accept and process the File. You agree not to exceed the Deposit Limit. The Balanced File must be received by Bank no later than the cut-off time specified in Attachment A to this Remote Deposit Agreement (the “Cut-Off Time”).

“Appointment Form” means an Appointment of Agent and System Administrator form (or similar form approved by Bank) executed by you or on your behalf.  If the only appointment of an agent or administrator in effect is pursuant to an agreement superseded by this Access Agreement, then such appointment will remain in effect until superseded by the execution of a new Appointment Form.
You agree that, in no event will Bank or Bank’s affiliates or service providers be responsible or liable to you for any indirect, special, consequential, exemplary, punitive, or incidental damages, losses or injuries (including, without limitation, lost profits, loss of use, loss of data, damages from wrongful dishonor or cost of cover) arising out of your use of any service or the failure of Bank or its service providers to properly process and complete transactions thereunder, even if Bank or Bank’s service providers have been specifically advised of the possibility of such damages, losses or injuries.
Build more high-quality backlinks via marketing outreach and guestblogging by contacting blogs and media with strong domains. Link-farming and link exchanges are barely effective anymore and, in some cases, might even lead to your site being penalized by Google. However, there is nothing wrong with securing useful backlinks. Guestblogging on relevant platforms with high domain scores and with original content is a good strategy to build more links, increase your audience, position yourself as a thought leader and boost your SEO performance.
Notwithstanding anything to the contrary contained herein, it is authorized and agreed by the parties hereto that the performance of said Service is or might be subject to regulation and examination by authorized representatives of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Board of Directors of the Federal Deposit Insurance Corporation, and/or a State or other federal regulatory agency and you agree to the release of your reports, information, assurances, or other data as may be required by them under applicable laws and regulations.  You agree that any specifications or programs developed by Bank in connection with this Access Agreement or supplied or made available to you by Bank are the exclusive property of Bank, its agents, suppliers, or contractors, and further agrees that such material shall not be copied or used in any manner or for any purpose without the express written consent of Bank.  This clause shall survive the termination of the Access Agreement.
However, not matter what method you choose to make money online, understand that you might be able to make some money fast, but for the sizable returns, you'll need significant sweat equity. However, a year from now, you'll be happy you started today. Remember, time is far more valuable than money. Focus on creating passive income streams that will free up your time so that you can quit the rat race and focus on the things that matter. That's the important thing here. 
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